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廣州市越秀區人民政府辦公室關于印發廣州市越秀區金融業發展第十四個五年規劃的通知

發布日期: 2021-10-26 18:10:46 文章來源:亚博网页版-亚博网页登陆有限公司 字體大小: 【 A- A A+

越府辦〔2021〕13號


各街道辦事處,區政府各部門、各直屬機構:

《廣州(zhou)市越秀區(qu)金融業發(fa)展第十四個五(wu)年規劃》業經區(qu)政府同(tong)意,現印發(fa)給(gei)你們,請遵照執行。實施過程中(zhong)遇到的(de)問題,請徑(jing)向區(qu)金融局反映。

                                                                                                                            廣州市越秀區人(ren)民政府(fu)辦公室

                                                                                                                                      2021年(nian)10月19日



廣州(zhou)市越秀區金融業發展第十四(si)個(ge)五年規劃

目  錄

一、發展基礎

(一)金融業持續健康發展,整體實力不斷增強

(二)金融機構數量增加,金融體系不斷完善

(三)總部經濟優勢明顯,發展質量顯著提升

(四)上市培育不斷加強,直接融資持續發展

(五)“金融+”縱深發展,金融創新特色顯現

(六)高端金融平臺集聚,服務功能不斷提升

(七)數字金融轉型突破,探索“五鏈協同”模式

(八)金融生態不斷完善,風險防范總體可控

二、發展環境

(一)發展機遇

(二)發展挑戰

三、指導思想、基本原則與發展目標

(一)指導思想

(二)基本原則

(三)發展目標

四、發展重點和主要任務

(一)強化“一園”協同,實現“四個”一體化發展

(二)強化監管服務,建設數字普惠金融監管試驗區

(三)堅持創新引領,建設公益金融試驗區

(四)強化產融示范,增強服務實體經濟功能

(五)注重上市培育,提高企業直接融資比例

(六)發揮引領作用,鞏固全國小貸行業優勢地位

(七)搭建溝通平臺,打造灣區保險協同發展工程

(八)優化營商環境,加快各類金融機構集聚

(九)實施金融+戰略,推動多種業態創新發展

(十)強化監管職能,防范化解金融風險

五、保障措施

(一)加強組織領導

(二)健全政策體系

(三)提供資金支持

(四)優化營商環境

(五)深化區域合作

(六)吸引高端人才

附表: 廣州市越秀區金融業“十四五”期間重點建設項目一覽表



“十(shi)四(si)五”時期是(shi)我國在全(quan)面建(jian)(jian)成小康(kang)社(she)會(hui)(hui)、實(shi)現第一個百(bai)年(nian)(nian)奮斗目(mu)(mu)標(biao)之后(hou),乘(cheng)勢而上(shang)開啟(qi)全(quan)面建(jian)(jian)設社(she)會(hui)(hui)主義現代化(hua)(hua)(hua)國家新征程、向第二個百(bai)年(nian)(nian)奮斗目(mu)(mu)標(biao)進軍的(de)第一個五年(nian)(nian)。“十(shi)四(si)五”時期,越(yue)秀(xiu)(xiu)區(qu)(qu)將深入(ru)落實(shi)省(sheng)委“1+1+9”工作部署和市(shi)委“1+1+4”工作舉措,優化(hua)(hua)(hua)提(ti)升(sheng)中心(xin)城區(qu)(qu)功能,加強(qiang)高(gao)水平治理(li),創(chuang)(chuang)造高(gao)品(pin)質生活(huo),奮力打(da)造灣(wan)區(qu)(qu)創(chuang)(chuang)新樞紐(niu)、都(dou)會(hui)(hui)產業高(gao)地(di)、美好(hao)生活(huo)樣(yang)板,確保在社(she)會(hui)(hui)主義現代化(hua)(hua)(hua)建(jian)(jian)設新征程中開好(hao)頭起好(hao)步(bu),為服(fu)務國家和省(sheng)市(shi)戰略全(quan)局做出更(geng)大貢獻。金(jin)(jin)(jin)融業是(shi)越(yue)秀(xiu)(xiu)區(qu)(qu)重要的(de)支柱產業,對推動全(quan)區(qu)(qu)高(gao)質量發展有(you)著(zhu)十(shi)分(fen)重要作用。我區(qu)(qu)需進一步(bu)強(qiang)化(hua)(hua)(hua)越(yue)秀(xiu)(xiu)區(qu)(qu)作為廣州區(qu)(qu)域金(jin)(jin)(jin)融中心(xin)重要組成部分(fen)的(de)地(di)位,打(da)造金(jin)(jin)(jin)融服(fu)務新高(gao)地(di)、產融合作新樞紐(niu)、民(min)間金(jin)(jin)(jin)融新品(pin)牌,為越(yue)秀(xiu)(xiu)實(shi)現灣(wan)區(qu)(qu)創(chuang)(chuang)新樞紐(niu)、都(dou)會(hui)(hui)產業高(gao)地(di)、美好(hao)生活(huo)樣(yang)板奮斗目(mu)(mu)標(biao)提(ti)供金(jin)(jin)(jin)融支撐。

綜上,根據《廣(guang)州市(shi)(shi)國民經濟和(he)社會發展第十(shi)四個五(wu)年規(gui)(gui)劃(hua)和(he)2035年遠景目(mu)標綱要》、《廣(guang)州市(shi)(shi)金融發展“十(shi)四五(wu)”規(gui)(gui)劃(hua)》、《廣(guang)州市(shi)(shi)越(yue)(yue)秀區現代產(chan)業中長期發展規(gui)(gui)劃(hua)(2019—2035年)》、《廣(guang)州市(shi)(shi)越(yue)(yue)秀區國民經濟和(he)社會發展第十(shi)四個五(wu)年規(gui)(gui)劃(hua)和(he)2035年遠景目(mu)標綱要》等(deng),在大量收集數據和(he)廣(guang)泛調(diao)研基礎上,編制完成本規(gui)(gui)劃(hua)。

一、發展基礎

金(jin)(jin)(jin)(jin)融(rong)業(ye)(ye)是越秀(xiu)區(qu)重要(yao)支(zhi)柱型產(chan)業(ye)(ye),是經(jing)濟(ji)(ji)發(fa)(fa)展的(de)壓艙石,拉動經(jing)濟(ji)(ji)發(fa)(fa)展的(de)堅實力(li)(li)量。“十三(san)五”期間,面對復雜多(duo)變(bian)的(de)國內外(wai)經(jing)濟(ji)(ji)形勢,在區(qu)委、區(qu)政(zheng)府的(de)正確領導(dao)下(xia),金(jin)(jin)(jin)(jin)融(rong)業(ye)(ye)服務實體經(jing)濟(ji)(ji)取得多(duo)方面成效,金(jin)(jin)(jin)(jin)融(rong)資(zi)源(yuan)供(gong)給充足、綜合實力(li)(li)不斷增(zeng)長,金(jin)(jin)(jin)(jin)融(rong)產(chan)業(ye)(ye)結構(gou)持續優化(hua)(hua)、區(qu)域金(jin)(jin)(jin)(jin)融(rong)改革深(shen)化(hua)(hua)、創新活力(li)(li)不斷增(zeng)強,金(jin)(jin)(jin)(jin)融(rong)風(feng)險管控力(li)(li)度加大(da)、金(jin)(jin)(jin)(jin)融(rong)生態持續優化(hua)(hua),實現金(jin)(jin)(jin)(jin)融(rong)產(chan)業(ye)(ye)快(kuai)速發(fa)(fa)展,為(wei)“十四五”期間金(jin)(jin)(jin)(jin)融(rong)業(ye)(ye)高(gao)質量發(fa)(fa)展奠定了良(liang)好的(de)基礎。

(一)金融業持續健康發展,整體實力不斷增強

“十三五”期(qi)間,金(jin)(jin)融(rong)市場大部分(fen)指標(biao)保(bao)(bao)持增(zeng)(zeng)(zeng)長(chang)勢頭,市場運行穩(wen)中有增(zeng)(zeng)(zeng),為(wei)(wei)全(quan)(quan)區(qu)(qu)(qu)經濟(ji)穩(wen)步增(zeng)(zeng)(zeng)長(chang)打下堅(jian)實基礎。越秀區(qu)(qu)(qu)金(jin)(jin)融(rong)業(ye)增(zeng)(zeng)(zeng)加(jia)值占(zhan)全(quan)(quan)區(qu)(qu)(qu)GDP比重(zhong)保(bao)(bao)持在20%以上,年(nian)均增(zeng)(zeng)(zeng)速達6.7%,較(jiao)全(quan)(quan)區(qu)(qu)(qu)GDP年(nian)均增(zeng)(zeng)(zeng)速(4.6%)高(gao)(gao)2.1個(ge)百分(fen)點。金(jin)(jin)融(rong)服務體系的(de)綜合規模(mo)和(he)實力(li)位(wei)居(ju)廣州(zhou)市前列,對越秀區(qu)(qu)(qu)經濟(ji)增(zeng)(zeng)(zeng)長(chang)、財政增(zeng)(zeng)(zeng)收、經濟(ji)結構優化提升的(de)帶動作(zuo)用(yong)明顯。2020年(nian),越秀區(qu)(qu)(qu)金(jin)(jin)融(rong)業(ye)實現增(zeng)(zeng)(zeng)加(jia)值741.59億元、增(zeng)(zeng)(zeng)長(chang)9.1%,占(zhan)全(quan)(quan)區(qu)(qu)(qu)GDP的(de)22.0%,貢獻稅(shui)收超(chao)120億元,位(wei)居(ju)越秀區(qu)(qu)(qu)主導產業(ye)之首,為(wei)(wei)越秀高(gao)(gao)質量發展(zhan)提供強有力(li)的(de)支撐。


1.png


“十(shi)三五”期間越秀區金(jin)融業增加(jia)值變化圖

資料來源:亚博网页版-亚博网页登陆有限公司

(二)金融機構數量增加,金融體系不斷完善

“十(shi)三五”期(qi)(qi)間(jian),越秀(xiu)區(qu)以(yi)銀(yin)行(xing)(xing)(xing)(xing)、證(zheng)券、保險(xian)機(ji)構(gou)(gou)(gou)(gou)為主(zhu)體(ti),其(qi)他金(jin)(jin)融機(ji)構(gou)(gou)(gou)(gou)協(xie)調發(fa)展,結構(gou)(gou)(gou)(gou)相對合理(li)、功(gong)能比較(jiao)齊全(quan)的現代金(jin)(jin)融組織體(ti)系逐(zhu)步(bu)完善。區(qu)內坐落著(zhu)人行(xing)(xing)(xing)(xing)廣(guang)州(zhou)(zhou)分行(xing)(xing)(xing)(xing)、省銀(yin)保監局等中(zhong)央駐粵單位以(yi)及省市(shi)金(jin)(jin)融主(zhu)管部(bu)門,全(quan)區(qu)共有(you)金(jin)(jin)融及類金(jin)(jin)融機(ji)構(gou)(gou)(gou)(gou)800余(yu)家(jia),注冊資(zi)本(ben)超800億元,上(shang)市(shi)(掛牌(pai))企業(ye)累(lei)計69家(jia)、總市(shi)值超2300億元。區(qu)內集聚廣(guang)發(fa)銀(yin)行(xing)(xing)(xing)(xing)總行(xing)(xing)(xing)(xing)及工商銀(yin)行(xing)(xing)(xing)(xing)、中(zhong)國銀(yin)行(xing)(xing)(xing)(xing)、建(jian)設銀(yin)行(xing)(xing)(xing)(xing)省市(shi)分行(xing)(xing)(xing)(xing)等大型銀(yin)行(xing)(xing)(xing)(xing)總部(bu)及區(qu)域總部(bu)12家(jia),人保財險(xian)、北(bei)部(bu)灣(wan)財險(xian)、華泰人壽等保險(xian)機(ji)構(gou)(gou)(gou)(gou)30家(jia),成功(gong)引進深交所廣(guang)州(zhou)(zhou)服(fu)務基地(di)、上(shang)海保交所南方中(zhong)心等重點(dian)(dian)平臺。區(qu)內有(you)銀(yin)行(xing)(xing)(xing)(xing)類機(ji)構(gou)(gou)(gou)(gou)(含(han)分支機(ji)構(gou)(gou)(gou)(gou))379家(jia),證(zheng)券營業(ye)部(bu)52家(jia),保險(xian)機(ji)構(gou)(gou)(gou)(gou)及各級網點(dian)(dian)151家(jia),期(qi)(qi)貨營業(ye)部(bu)6家(jia),集聚地(di)方金(jin)(jin)融機(ji)構(gou)(gou)(gou)(gou)508家(jia),包(bao)括(kuo)小額貸款公(gong)司89家(jia)(占全(quan)市(shi)近八成),商業(ye)保理(li)公(gong)司48家(jia),融資(zi)租賃公(gong)司149家(jia)。


2.png


越秀區主要金融機構數量情況(單位: 家)

(三)總部經濟優勢明顯,發展質量顯著提升

“十(shi)三五”期間,越秀區(qu)(qu)(qu)(qu)繼續鞏固淘(tao)金(jin)(jin)(jin)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)街、沿江金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)商務區(qu)(qu)(qu)(qu)、環市(shi)東(dong)CBD、東(dong)風(feng)路商務帶4個(ge)商業銀行總部集聚區(qu)(qu)(qu)(qu),廣(guang)州民(min)(min)間金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)街1個(ge)民(min)(min)間金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)機構集聚區(qu)(qu)(qu)(qu)的(de)(de)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)機構總部集聚優勢,持續完(wan)善金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)機構總部集聚、民(min)(min)間金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)機構快速發展的(de)(de)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)布局。推(tui)動民(min)(min)間金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)機構持續健康發展,穩步推(tui)進地方(fang)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)品牌(pai)培(pei)育(yu)與標準化建設(she),引導地方(fang)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)規(gui)范化發展。廣(guang)州民(min)(min)間金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)街獲(huo)國(guo)家質檢總局正(zheng)式授(shou)牌(pai)“全(quan)國(guo)民(min)(min)間金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)產業知名(ming)品牌(pai)創建示范區(qu)(qu)(qu)(qu)”,是全(quan)國(guo)首個(ge)且(qie)唯一一個(ge)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)類(lei)示范區(qu)(qu)(qu)(qu),區(qu)(qu)(qu)(qu)域品牌(pai)價(jia)值達208.35億元,位列(lie)全(quan)國(guo)服務業區(qu)(qu)(qu)(qu)域品牌(pai)十(shi)強第5名(ming)。

(四)上市培育不斷加強,直接融資持續發展

“十三五”期間,越秀區(qu)按照廣州市(shi)(shi)(shi)企業(ye)(ye)上(shang)(shang)(shang)市(shi)(shi)(shi)“雙百工(gong)程”的(de)要求,積(ji)極(ji)開展企業(ye)(ye)上(shang)(shang)(shang)市(shi)(shi)(shi)扶持(chi),建立上(shang)(shang)(shang)市(shi)(shi)(shi)后備企業(ye)(ye)資源庫,落實上(shang)(shang)(shang)市(shi)(shi)(shi)扶持(chi)制度,完善(shan)相應(ying)工(gong)作措施,為企業(ye)(ye)提供上(shang)(shang)(shang)市(shi)(shi)(shi)咨(zi)詢(xun)、聯絡(luo)、溝(gou)通、協(xie)調等各項服務,不斷培(pei)育上(shang)(shang)(shang)市(shi)(shi)(shi)企業(ye)(ye),幫扶企業(ye)(ye)發展壯(zhuang)大。截至2020年底(di),全區(qu)累(lei)計上(shang)(shang)(shang)市(shi)(shi)(shi)(掛牌(pai))企業(ye)(ye)69家,其中上(shang)(shang)(shang)市(shi)(shi)(shi)企業(ye)(ye)17家,包括(kuo)深(shen)圳交(jiao)易所、上(shang)(shang)(shang)海交(jiao)易所12家,境外上(shang)(shang)(shang)市(shi)(shi)(shi)企業(ye)(ye)6家(廣州汽車集團股份有(you)限公(gong)司(si)既(ji)在香港上(shang)(shang)(shang)市(shi)(shi)(shi),也在上(shang)(shang)(shang)海上(shang)(shang)(shang)市(shi)(shi)(shi)),新三板掛牌(pai)52家,總市(shi)(shi)(shi)值超(chao)2300億元。

(五)“金融+”縱深發展,金融創新特色顯現

“十(shi)三五”期間,越(yue)秀(xiu)區以服務中小企業、創新創業和社區居民為鮮(xian)明特(te)色的(de)金(jin)融(rong)(rong)業態(tai)實(shi)現快(kuai)速發展。在(zai)“金(jin)融(rong)(rong)”+“實(shi)體(ti)”方面,以“金(jin)融(rong)(rong)+文化(hua)”、“金(jin)融(rong)(rong)+商貿”、“金(jin)融(rong)(rong)+科技”等為服務重點,構(gou)建(jian)了獨具特(te)色的(de)產業金(jin)融(rong)(rong)體(ti)系,對實(shi)體(ti)經(jing)濟發展形成強(qiang)有力支撐(cheng)。

省(sheng)、市、區共同設立了兩個百億級文化產(chan)業(ye)(ye)(ye)基金(jin)(廣東省(sheng)新(xin)媒(mei)(mei)體(ti)(ti)產(chan)業(ye)(ye)(ye)基金(jin)、南方媒(mei)(mei)體(ti)(ti)融(rong)合(he)基金(jin)),成立了廣東唯一的(de)專門扶(fu)持文化產(chan)業(ye)(ye)(ye)的(de)廣東文化投(tou)資(zi)(zi)集團。依托轄(xia)內(nei)核心制造(zao)業(ye)(ye)(ye)企(qi)(qi)(qi)(qi)業(ye)(ye)(ye)的(de)信用(yong)發(fa)(fa)展供應鏈(lian)金(jin)融(rong),為(wei)供應鏈(lian)上(shang)下游中(zhong)小(xiao)企(qi)(qi)(qi)(qi)業(ye)(ye)(ye)提(ti)供融(rong)資(zi)(zi)。疫情以來積極為(wei)實(shi)體(ti)(ti)企(qi)(qi)(qi)(qi)業(ye)(ye)(ye)搭建投(tou)融(rong)資(zi)(zi)服務平(ping)臺,共獲銀行(xing)批(pi)復93例,批(pi)復貸(dai)(dai)款(kuan)(kuan)(kuan)(kuan)金(jin)額合(he)計(ji)19.5億元,有效(xiao)推動(dong)了轄(xia)內(nei)企(qi)(qi)(qi)(qi)業(ye)(ye)(ye)有序(xu)復工復產(chan)。協調轄(xia)內(nei)小(xiao)貸(dai)(dai)公(gong)司(si)為(wei)中(zhong)小(xiao)微(wei)(wei)(wei)(wei)企(qi)(qi)(qi)(qi)業(ye)(ye)(ye)和個人(經(jing)營性貸(dai)(dai)款(kuan)(kuan)(kuan)(kuan))發(fa)(fa)放(fang)貸(dai)(dai)款(kuan)(kuan)(kuan)(kuan)605.04萬筆,累(lei)(lei)計(ji)貸(dai)(dai)款(kuan)(kuan)(kuan)(kuan)金(jin)額537億元。積極落實(shi)央行(xing)1萬億支(zhi)農支(zhi)小(xiao)支(zhi)民再(zai)貸(dai)(dai)款(kuan)(kuan)(kuan)(kuan)再(zai)貼(tie)現政策(ce),推動(dong)再(zai)貸(dai)(dai)款(kuan)(kuan)(kuan)(kuan)政策(ce)主要承辦銀行(xing)為(wei)轄(xia)內(nei)企(qi)(qi)(qi)(qi)業(ye)(ye)(ye)合(he)計(ji)發(fa)(fa)放(fang)貸(dai)(dai)款(kuan)(kuan)(kuan)(kuan)787筆、17.2億元。積極引導小(xiao)額貸(dai)(dai)款(kuan)(kuan)(kuan)(kuan)、融(rong)資(zi)(zi)擔保(再(zai)擔保)、融(rong)資(zi)(zi)租賃、商業(ye)(ye)(ye)保理(li)、基金(jin)等小(xiao)微(wei)(wei)(wei)(wei)金(jin)融(rong)機構利用(yong)互(hu)聯網場(chang)景、大數據智(zhi)能風控手段(duan),降低融(rong)資(zi)(zi)成本和風險(xian),大力扶(fu)持實(shi)體(ti)(ti)產(chan)業(ye)(ye)(ye),共為(wei)100多萬小(xiao)微(wei)(wei)(wei)(wei)企(qi)(qi)(qi)(qi)業(ye)(ye)(ye)累(lei)(lei)計(ji)提(ti)供融(rong)資(zi)(zi)超千億元,大力提(ti)高普惠金(jin)融(rong)的(de)覆蓋面,打通小(xiao)微(wei)(wei)(wei)(wei)企(qi)(qi)(qi)(qi)業(ye)(ye)(ye)融(rong)資(zi)(zi)難的(de)最后一公(gong)里。

(六)高端金融平臺集聚,服務功能不斷提升

經過多年的(de)發(fa)(fa)展,民間金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)街已建設(she)(she)成為(wei)(wei)全國(guo)(guo)(guo)民間金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)產業(ye)發(fa)(fa)展示范區(qu)(qu)(qu)。園(yuan)區(qu)(qu)(qu)入(ru)駐(zhu)(類(lei))金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)機(ji)構321家(jia)(jia)(jia),吸引12家(jia)(jia)(jia)世界500強(qiang)、26家(jia)(jia)(jia)中(zhong)國(guo)(guo)(guo)500強(qiang)、60余家(jia)(jia)(jia)國(guo)(guo)(guo)內(nei)(nei)外上(shang)市(shi)公(gong)(gong)司、行(xing)業(ye)龍頭投(tou)資(zi)入(ru)駐(zhu),吸納資(zi)本近(jin)500億(yi)(yi)元(yuan),為(wei)(wei)百萬小(xiao)(xiao)(xiao)微企(qi)(qi)業(ye)、個人提供融(rong)(rong)(rong)(rong)(rong)資(zi)超(chao)(chao)5000億(yi)(yi)元(yuan),直接稅收貢獻超(chao)(chao)50億(yi)(yi)元(yuan)。區(qu)(qu)(qu)內(nei)(nei)擁有海(hai)珠廣(guang)場文化(hua)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)商務(wu)(wu)區(qu)(qu)(qu)、數(shu)字普(pu)惠(hui)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)監(jian)管試(shi)驗區(qu)(qu)(qu)、公(gong)(gong)益金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)試(shi)驗區(qu)(qu)(qu)、全國(guo)(guo)(guo)首個數(shu)字金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)協同治理中(zhong)心等(deng)平(ping)臺(tai),示范引領效(xiao)應顯(xian)著,持續推動金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)服務(wu)(wu)實(shi)體經濟能(neng)力(li)不斷提高。在“金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)”+“社(she)會”方面,越秀通過多重舉措推動金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)業(ye)解決(jue)社(she)會問(wen)題,積(ji)極推進轄內(nei)(nei)社(she)區(qu)(qu)(qu)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)建設(she)(she),拓展服務(wu)(wu)功能(neng),彰顯(xian)普(pu)惠(hui)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)內(nei)(nei)涵(han)。悉心打(da)造“老百姓身邊的(de)社(she)區(qu)(qu)(qu)銀行(xing)”,暢通金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)服務(wu)(wu)“毛(mao)細血管”,社(she)區(qu)(qu)(qu)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)服務(wu)(wu)站總數(shu)達(da)81家(jia)(jia)(jia),位(wei)列(lie)全市(shi)首位(wei)。設(she)(she)立全國(guo)(guo)(guo)首家(jia)(jia)(jia)公(gong)(gong)益金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)項目路演(yan)中(zhong)心,引入(ru)中(zhong)和(he)農(nong)信(xin)(xin)、慧新小(xiao)(xiao)(xiao)貸(dai)、海(hai)圓小(xiao)(xiao)(xiao)貸(dai)、惠(hui)眾小(xiao)(xiao)(xiao)貸(dai)等(deng)4家(jia)(jia)(jia)專注于扶貧、助農(nong)的(de)小(xiao)(xiao)(xiao)額貸(dai)款(kuan)公(gong)(gong)司,為(wei)(wei)近(jin)20000家(jia)(jia)(jia)農(nong)戶、農(nong)企(qi)(qi)發(fa)(fa)放(fang)貸(dai)款(kuan)近(jin)20億(yi)(yi)元(yuan)。依托全國(guo)(guo)(guo)中(zhong)小(xiao)(xiao)(xiao)企(qi)(qi)業(ye)融(rong)(rong)(rong)(rong)(rong)資(zi)綜合信(xin)(xin)用(yong)服務(wu)(wu)示范平(ping)臺(tai)(廣(guang)州站),充分發(fa)(fa)揮信(xin)(xin)用(yong)服務(wu)(wu)中(zhong)小(xiao)(xiao)(xiao)企(qi)(qi)業(ye)融(rong)(rong)(rong)(rong)(rong)資(zi)發(fa)(fa)展的(de)能(neng)力(li),加(jia)強(qiang)信(xin)(xin)用(yong)信(xin)(xin)息(xi)整合和(he)深度運用(yong),完(wan)善金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)機(ji)構與中(zhong)小(xiao)(xiao)(xiao)企(qi)(qi)業(ye)信(xin)(xin)息(xi)對接機(ji)制(zhi),通過信(xin)(xin)用(yong)手(shou)段(duan)提高信(xin)(xin)用(yong)狀況良好的(de)中(zhong)小(xiao)(xiao)(xiao)企(qi)(qi)業(ye)的(de)貸(dai)款(kuan)可得性,著力(li)解決(jue)中(zhong)小(xiao)(xiao)(xiao)企(qi)(qi)業(ye)融(rong)(rong)(rong)(rong)(rong)資(zi)難(nan)、融(rong)(rong)(rong)(rong)(rong)資(zi)貴、融(rong)(rong)(rong)(rong)(rong)資(zi)慢(man)等(deng)困(kun)難(nan)問(wen)題。

(七)數字金融轉型突破,探索“五鏈協同”模式

“十三五(wu)(wu)”期(qi)間(jian),越秀區以建(jian)設數(shu)字普(pu)惠金(jin)融監(jian)(jian)(jian)管(guan)(guan)(guan)試驗區為(wei)契機(ji),不斷(duan)完(wan)善地方金(jin)融“五(wu)(wu)鏈(lian)協同”監(jian)(jian)(jian)管(guan)(guan)(guan)與服(fu)務(wu)(wu)(wu)(wu)體(ti)系,進一(yi)步提高廣州民(min)間(jian)金(jin)融街服(fu)務(wu)(wu)(wu)(wu)實(shi)(shi)體(ti)經濟能(neng)力。升(sheng)級(ji)改造(zao)非現(xian)場(chang)(chang)監(jian)(jian)(jian)管(guan)(guan)(guan)系統(tong),建(jian)強“監(jian)(jian)(jian)管(guan)(guan)(guan)鏈(lian)”,已(yi)試運行(xing)3.0版本,具有九大類65個(ge)業務(wu)(wu)(wu)(wu)功能(neng),基本涵蓋(gai)小貸監(jian)(jian)(jian)管(guan)(guan)(guan)工作的全部內(nei)容,累計采集(ji)小貸業務(wu)(wu)(wu)(wu)數(shu)據近3000萬(wan)條。利(li)用區塊(kuai)鏈(lian)技術(shu)、電子簽章等前沿技術(shu)實(shi)(shi)現(xian)監(jian)(jian)(jian)管(guan)(guan)(guan)存證功能(neng),做大“司(si)法鏈(lian)”,與廣州互聯網法院“網通(tong)法鏈(lian)”實(shi)(shi)現(xian)對(dui)接(jie)并已(yi)完(wan)成公(gong)(gong)安(an)(an)部國家(jia)信(xin)(xin)息安(an)(an)全等級(ji)保護三級(ji)認證,對(dui)接(jie)機(ji)構31家(jia),覆蓋(gai)數(shu)字金(jin)融、人(ren)(ren)力資源、供(gong)應鏈(lian)等多(duo)個(ge)行(xing)業領域,實(shi)(shi)現(xian)數(shu)字金(jin)融合同糾紛批量化解,打(da)通(tong)涉網審(shen)判“最后一(yi)公(gong)(gong)里”。為(wei)優(you)質小貸公(gong)(gong)司(si)開通(tong)接(jie)入(ru)(ru)征(zheng)信(xin)(xin)系統(tong)綠(lv)色通(tong)道,研發專門定位(wei)于灣(wan)區的行(xing)業征(zheng)信(xin)(xin)產(chan)品,拓寬“征(zheng)信(xin)(xin)鏈(lian)”,實(shi)(shi)現(xian)接(jie)入(ru)(ru)人(ren)(ren)行(xing)征(zheng)信(xin)(xin)的小貸公(gong)(gong)司(si)11家(jia),已(yi)完(wan)成征(zheng)信(xin)(xin)產(chan)品的市場(chang)(chang)化推廣,企業可通(tong)過平臺對(dui)接(jie)地方金(jin)融機(ji)構的融資服(fu)務(wu)(wu)(wu)(wu),線上完(wan)成部分業務(wu)(wu)(wu)(wu)審(shen)批。完(wan)成對(dui)監(jian)(jian)(jian)管(guan)(guan)(guan)鏈(lian)數(shu)據庫的初步分析,建(jian)優(you)“風控(kong)鏈(lian)”,幫助監(jian)(jian)(jian)管(guan)(guan)(guan)鏈(lian)完(wan)善監(jian)(jian)(jian)管(guan)(guan)(guan)指標。依托監(jian)(jian)(jian)管(guan)(guan)(guan)鏈(lian)、司(si)法鏈(lian)的建(jian)設,整合行(xing)業多(duo)方資源,賦能(neng)“服(fu)務(wu)(wu)(wu)(wu)鏈(lian)”,致(zhi)力于打(da)造(zao)服(fu)務(wu)(wu)(wu)(wu)于小微借貸場(chang)(chang)景下的全鏈(lian)路(lu)金(jin)融服(fu)務(wu)(wu)(wu)(wu)生態(tai)體(ti)系。

(八)金融生態不斷完善,風險防范總體可控

堅持穩中求進工作(zuo)總(zong)基調(diao),構建包含準(zhun)入、制度、流程、系統、服務和團(tuan)隊等“六位一體”防范化(hua)解(jie)地方(fang)金融(rong)風(feng)險(xian)(xian)工作(zuo)機(ji)制,不斷強化(hua)底線思(si)維和風(feng)險(xian)(xian)意識(shi),堅決打好(hao)防范化(hua)解(jie)重(zhong)大(da)金融(rong)風(feng)險(xian)(xian)攻堅戰。連續(xu)5年在廣州市11個區的(de)金融(rong)穩定綜治考評中排名第一,未(wei)發生重(zhong)大(da)地方(fang)金融(rong)風(feng)險(xian)(xian)事件,地方(fang)金融(rong)運行平穩、風(feng)險(xian)(xian)總(zong)體可控(kong)。

二、發展環境

(一)發展機遇

“十四(si)五”時期,世界處于百年未(wei)有之大變局(ju),全球(qiu)格局(ju)深刻調整(zheng),國(guo)際秩序面臨(lin)重(zhong)塑,我(wo)國(guo)乘勢而上開啟全面建設社(she)會(hui)主(zhu)義現(xian)代化國(guo)家新(xin)征程,加快形(xing)成以(yi)國(guo)內大循(xun)(xun)環為主(zhu)體、國(guo)內國(guo)際雙循(xun)(xun)環相互促(cu)進的新(xin)發(fa)展(zhan)格局(ju),經濟(ji)社(she)會(hui)發(fa)展(zhan)面臨(lin)新(xin)形(xing)勢,越秀區金(jin)融(rong)(rong)業在經濟(ji)社(she)會(hui)中的核心地位日益凸(tu)顯,但經濟(ji)高(gao)質量發(fa)展(zhan)對金(jin)融(rong)(rong)業提出更高(gao)要求,金(jin)融(rong)(rong)業發(fa)展(zhan)面臨(lin)前所未(wei)有的機遇,也(ye)面臨(lin)嚴峻的轉型考驗。金(jin)融(rong)(rong)業應引領新(xin)常態(tai),大膽探索、率先破題(ti),力爭在新(xin)一輪競爭中把握先機、贏得主(zhu)動(dong),推(tui)動(dong)我(wo)區經濟(ji)高(gao)質量發(fa)展(zhan)。

1.推進金融雙向開放有利于加快金融業發展布局。

全(quan)(quan)(quan)球經濟金(jin)(jin)融(rong)(rong)(rong)(rong)格(ge)局(ju)(ju)加(jia)快調整,我國(guo)金(jin)(jin)融(rong)(rong)(rong)(rong)影響力持續增強,在(zai)推(tui)(tui)進(jin)(jin)(jin)金(jin)(jin)融(rong)(rong)(rong)(rong)雙(shuang)向(xiang)開放過(guo)程中,金(jin)(jin)融(rong)(rong)(rong)(rong)資(zi)(zi)(zi)源(yuan)流動加(jia)速,為(wei)越(yue)(yue)(yue)秀(xiu)(xiu)集聚(ju)(ju)全(quan)(quan)(quan)球優質資(zi)(zi)(zi)源(yuan),提升金(jin)(jin)融(rong)(rong)(rong)(rong)業(ye)(ye)整體實(shi)力帶(dai)來(lai)重(zhong)大(da)機(ji)(ji)遇(yu)。“一帶(dai)一路”建(jian)設(she)和(he)(he)(he)粵港澳大(da)灣區(qu)(qu)城(cheng)市群等國(guo)家戰略的(de)加(jia)快推(tui)(tui)進(jin)(jin)(jin)走深走實(shi),穗(sui)港澳金(jin)(jin)融(rong)(rong)(rong)(rong)合(he)作(zuo)將步入更全(quan)(quan)(quan)面(mian)(mian)更緊(jin)密合(he)作(zuo)階(jie)段(duan),基礎設(she)施互(hu)聯(lian)互(hu)通進(jin)(jin)(jin)程將進(jin)(jin)(jin)一步加(jia)快,為(wei)越(yue)(yue)(yue)秀(xiu)(xiu)區(qu)(qu)金(jin)(jin)融(rong)(rong)(rong)(rong)業(ye)(ye)在(zai)更大(da)范圍、更廣(guang)(guang)領域、更多層(ceng)次向(xiang)更高、更新(xin)方(fang)向(xiang)發(fa)展提供新(xin)機(ji)(ji)遇(yu)。作(zuo)為(wei)大(da)灣區(qu)(qu)中心(xin)城(cheng)市廣(guang)(guang)州的(de)核心(xin)區(qu)(qu),越(yue)(yue)(yue)秀(xiu)(xiu)在(zai)戰略對(dui)接尤(you)其(qi)是(shi)灣區(qu)(qu)資(zi)(zi)(zi)源(yuan)配置(zhi)及產(chan)業(ye)(ye)創新(xin)合(he)作(zuo)上(shang)將發(fa)揮樞紐節點作(zuo)用。金(jin)(jin)融(rong)(rong)(rong)(rong)業(ye)(ye)可以依(yi)托越(yue)(yue)(yue)秀(xiu)(xiu)自(zi)身基礎和(he)(he)(he)特色優勢,完善金(jin)(jin)融(rong)(rong)(rong)(rong)雙(shuang)向(xiang)開放機(ji)(ji)制,把對(dui)外(wai)和(he)(he)(he)對(dui)內開放結(jie)合(he)起來(lai),統籌推(tui)(tui)進(jin)(jin)(jin)跨境發(fa)展和(he)(he)(he)競爭(zheng)發(fa)展。在(zai)“引進(jin)(jin)(jin)來(lai)”和(he)(he)(he)“走出去”兩方(fang)面(mian)(mian)發(fa)力,全(quan)(quan)(quan)方(fang)位(wei)改(gai)善金(jin)(jin)融(rong)(rong)(rong)(rong)服務,抓住“一帶(dai)一路”契機(ji)(ji)推(tui)(tui)動產(chan)業(ye)(ye)發(fa)展,引導金(jin)(jin)融(rong)(rong)(rong)(rong)機(ji)(ji)構(gou)在(zai)海外(wai)合(he)理布局(ju)(ju),并在(zai)資(zi)(zi)(zi)金(jin)(jin)流動過(guo)程中實(shi)現與產(chan)業(ye)(ye)的(de)結(jie)合(he)。積極爭(zheng)取(qu)擴大(da)外(wai)資(zi)(zi)(zi)金(jin)(jin)融(rong)(rong)(rong)(rong)機(ji)(ji)構(gou)在(zai)華(hua)業(ye)(ye)務范圍等一系列(lie)決策部署,推(tui)(tui)動引進(jin)(jin)(jin)一批(pi)外(wai)資(zi)(zi)(zi)銀行及外(wai)資(zi)(zi)(zi)保險機(ji)(ji)構(gou)集聚(ju)(ju)越(yue)(yue)(yue)秀(xiu)(xiu)。

2.金融與實體經濟深度融合有利于培育新發展業態

金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)業(ye)(ye)是生(sheng)產(chan)性(xing)服(fu)務業(ye)(ye)的(de)重要(yao)組成部分,為(wei)(wei)實體(ti)經濟服(fu)務是金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)業(ye)(ye)的(de)使命,也是金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)業(ye)(ye)生(sheng)存與發(fa)展的(de)基礎(chu)。金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)體(ti)制(zhi)改革日(ri)(ri)漸深(shen)化(hua),市場在金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)資源(yuan)配置中(zhong)的(de)主導(dao)作用日(ri)(ri)益凸顯(xian),為(wei)(wei)越(yue)秀金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)業(ye)(ye)更好(hao)的(de)服(fu)務實體(ti)經濟提供了(le)廣(guang)闊(kuo)(kuo)空間。新(xin)冠疫情的(de)爆發(fa),將重塑全(quan)球產(chan)業(ye)(ye)發(fa)展格局(ju)(ju),全(quan)球產(chan)業(ye)(ye)鏈配置將發(fa)生(sheng)重大(da)變化(hua),使產(chan)業(ye)(ye)轉移出現新(xin)的(de)趨勢和特點(dian),并(bing)為(wei)(wei)越(yue)秀產(chan)業(ye)(ye)發(fa)展帶來(lai)重大(da)機遇。同時“十四五”時期也是我(wo)區(qu)商(shang)貿、醫療等(deng)產(chan)業(ye)(ye)持續優化(hua),新(xin)一代信(xin)息技(ji)術、人(ren)工智能、新(xin)能源(yuan)、5G+4K/8K超高清視頻等(deng)戰略性(xing)新(xin)興產(chan)業(ye)(ye)加快布局(ju)(ju)的(de)重要(yao)階段,以此會產(chan)生(sheng)巨大(da)的(de)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)需求(qiu),這(zhe)為(wei)(wei)我(wo)區(qu)供應鏈金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)、文(wen)化(hua)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)、科技(ji)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)、商(shang)貿金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)等(deng)新(xin)業(ye)(ye)態的(de)發(fa)展帶來(lai)廣(guang)闊(kuo)(kuo)空間。

3.區域協同發展有利于提升金融業的發展能級。

“十四五”時期是國家加快推進粵港澳大灣區、深圳中國特色社會主義先行示范區建設,省以同等力度支持深圳先行示范區建設和廣州“四個出新出彩”實現老城市新活力,廣州、深圳都市圈建設持續加快的關鍵階段,為我區金融業參與區域協同發展,深化與港澳更緊密更務實合作,提升區域整體競爭力提供了重大機遇。越秀集中力量打造了文化產業、民間金融、版權所有:亚博网页版-亚博网页登陆有限公司

4.金融科技發展有利于加快形成金融業特色優勢

當前,移動互(hu)聯(lian)、AI、云計算、區塊鏈等(deng)助(zhu)推金(jin)(jin)(jin)(jin)融(rong)(rong)科技(ji)(ji)發展的(de)(de)各類底層技(ji)(ji)術(shu)正在加(jia)快(kuai)迭代,加(jia)快(kuai)融(rong)(rong)合,加(jia)快(kuai)形成(cheng)場景化的(de)(de)應(ying)用(yong)落地,金(jin)(jin)(jin)(jin)融(rong)(rong)業(ye)站在大(da)變革(ge)的(de)(de)大(da)門(men)口,這種(zhong)變革(ge)既是金(jin)(jin)(jin)(jin)融(rong)(rong)功(gong)能實(shi)現(xian)渠道與手段的(de)(de)變化,也蘊含了改變金(jin)(jin)(jin)(jin)融(rong)(rong)功(gong)能的(de)(de)力量(liang)。此外,三方(fang)支付、網(wang)絡化金(jin)(jin)(jin)(jin)融(rong)(rong)機構、互(hu)聯(lian)網(wang)金(jin)(jin)(jin)(jin)融(rong)(rong)門(men)戶(hu)網(wang)站等(deng)多元(yuan)化模式(shi),在“互(hu)聯(lian)網(wang)+”的(de)(de)深刻影響下,將帶動越(yue)(yue)秀(xiu)金(jin)(jin)(jin)(jin)融(rong)(rong)創(chuang)新(xin)產生新(xin)的(de)(de)金(jin)(jin)(jin)(jin)融(rong)(rong)產業(ye)形態。疫情(qing)后各行各業(ye)都(dou)面臨新(xin)一輪(lun)洗牌。金(jin)(jin)(jin)(jin)融(rong)(rong)行業(ye)“逆周期(qi)”大(da)力發展新(xin)技(ji)(ji)術(shu)和新(xin)應(ying)用(yong),利(li)用(yong)金(jin)(jin)(jin)(jin)融(rong)(rong)科技(ji)(ji)實(shi)現(xian)金(jin)(jin)(jin)(jin)融(rong)(rong)幫扶和精準(zhun)服務,理(li)應(ying)在支持實(shi)體經濟修復(fu)的(de)(de)過程中再(zai)次發揮(hui)重(zhong)要作用(yong)。技(ji)(ji)術(shu)進步有利(li)于我區發揮(hui)金(jin)(jin)(jin)(jin)融(rong)(rong)業(ye)基礎(chu)穩固的(de)(de)優勢,推動金(jin)(jin)(jin)(jin)融(rong)(rong)科技(ji)(ji)產品(pin)與服務的(de)(de)創(chuang)新(xin)發展,加(jia)快(kuai)區塊鏈最等(deng)技(ji)(ji)術(shu)的(de)(de)應(ying)用(yong)場景的(de)(de)拓展,形成(cheng)越(yue)(yue)秀(xiu)金(jin)(jin)(jin)(jin)融(rong)(rong)的(de)(de)新(xin)特色。

(二)發展挑戰

在面臨重(zhong)大(da)發展機遇(yu)的同時,由于新冠肺(fei)炎疫(yi)情的影響,“十四五”時期(qi)發展的不(bu)確定性(xing)進(jin)一步增加,我區(qu)金融(rong)業(ye)發展面臨重(zhong)大(da)挑戰。

1.區域間金融資源競爭日趨激烈

粵港(gang)澳大(da)灣區(qu)(qu)同時擁有(you)香(xiang)港(gang)、深圳、廣州、澳門四(si)個核心城(cheng)市(shi)一(yi)線城(cheng)市(shi),加上深圳毗(pi)鄰香(xiang)港(gang)且擁有(you)深交所等(deng)(deng)(deng)優(you)(you)(you)勢(shi),金(jin)(jin)(jin)(jin)融(rong)(rong)業(ye)發展(zhan)快(kuai)于(yu)(yu)廣州,而金(jin)(jin)(jin)(jin)融(rong)(rong)業(ye)具有(you)明(ming)顯的(de)(de)聚(ju)(ju)集(ji)效應,這在一(yi)定程(cheng)度上提高(gao)了(le)越(yue)(yue)(yue)秀(xiu)(xiu)金(jin)(jin)(jin)(jin)融(rong)(rong)集(ji)聚(ju)(ju)金(jin)(jin)(jin)(jin)融(rong)(rong)機(ji)(ji)構(gou)的(de)(de)難(nan)度。我區(qu)(qu)面(mian)臨政(zheng)策超限(xian)競爭(zheng)(zheng)、總部企業(ye)外遷(qian)、傳統商貿模(mo)式衰落等(deng)(deng)(deng)巨大(da)挑戰(zhan),領(ling)先(xian)優(you)(you)(you)勢(shi)不明(ming)顯,在戰(zhan)略性(xing)發展(zhan)平(ping)臺、重大(da)改革試(shi)驗(yan)區(qu)(qu)及優(you)(you)(you)質大(da)項目(mu)等(deng)(deng)(deng)高(gao)端資(zi)(zi)源(yuan)(yuan)爭(zheng)(zheng)奪上處(chu)于(yu)(yu)劣(lie)勢(shi)。南沙、前海、橫琴等(deng)(deng)(deng)自(zi)貿片(pian)區(qu)(qu)、海南自(zi)貿港(gang)等(deng)(deng)(deng)國(guo)家戰(zhan)略功能區(qu)(qu)和(he)(he)創(chuang)新活(huo)躍區(qu)(qu)對(dui)政(zheng)策、平(ping)臺、技術、人(ren)才等(deng)(deng)(deng)高(gao)端資(zi)(zi)源(yuan)(yuan)的(de)(de)爭(zheng)(zheng)奪張力(li)(li)迅速鋪(pu)開,給越(yue)(yue)(yue)秀(xiu)(xiu)集(ji)聚(ju)(ju)金(jin)(jin)(jin)(jin)融(rong)(rong)機(ji)(ji)構(gou)、吸引(yin)人(ren)才和(he)(he)提升金(jin)(jin)(jin)(jin)融(rong)(rong)業(ye)綜合競爭(zheng)(zheng)力(li)(li)增加了(le)困難(nan)。與周(zhou)(zhou)邊城(cheng)市(shi)相(xiang)(xiang)比,由于(yu)(yu)佛山(shan)、東(dong)莞等(deng)(deng)(deng)珠三角城(cheng)市(shi)引(yin)資(zi)(zi)競爭(zheng)(zheng)力(li)(li)和(he)(he)廣州之間(jian)的(de)(de)落差日益(yi)縮小,對(dui)越(yue)(yue)(yue)秀(xiu)(xiu)區(qu)(qu)乃(nai)至廣州吸引(yin)金(jin)(jin)(jin)(jin)融(rong)(rong)機(ji)(ji)構(gou)造成(cheng)(cheng)了(le)一(yi)定的(de)(de)分流(liu)和(he)(he)擠(ji)流(liu)。在新金(jin)(jin)(jin)(jin)融(rong)(rong)業(ye)態集(ji)聚(ju)(ju)方面(mian)各地(di)金(jin)(jin)(jin)(jin)融(rong)(rong)產業(ye)園(yuan)區(qu)(qu)競爭(zheng)(zheng)日趨激(ji)烈。溫州、佛山(shan)、東(dong)莞、成(cheng)(cheng)都(dou)、武(wu)漢等(deng)(deng)(deng)地(di)相(xiang)(xiang)繼建立民間(jian)金(jin)(jin)(jin)(jin)融(rong)(rong)街,隨著經濟快(kuai)速發展(zhan),小額貸款公(gong)司、擔保公(gong)司等(deng)(deng)(deng)準金(jin)(jin)(jin)(jin)融(rong)(rong)機(ji)(ji)構(gou)蓬勃發展(zhan)。隨著各地(di)爭(zheng)(zheng)相(xiang)(xiang)建立金(jin)(jin)(jin)(jin)融(rong)(rong)產業(ye)園(yuan)吸引(yin)私募、小貸、互聯網金(jin)(jin)(jin)(jin)融(rong)(rong)等(deng)(deng)(deng)新興金(jin)(jin)(jin)(jin)融(rong)(rong)業(ye)態,越(yue)(yue)(yue)秀(xiu)(xiu)區(qu)(qu)將面(mian)臨周(zhou)(zhou)邊地(di)區(qu)(qu)甚(shen)至全國(guo)同類區(qu)(qu)域(yu)激(ji)烈競爭(zheng)(zheng)。

2.金融業發展能級效率亟待提升。

雖(sui)然越(yue)(yue)秀區(qu)一直把(ba)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融產業(ye)(ye)作為戰略(lve)性(xing)(xing)產業(ye)(ye)、先導(dao)性(xing)(xing)產業(ye)(ye)和現(xian)代(dai)服務業(ye)(ye)的(de)龍(long)頭(tou)產業(ye)(ye)加快(kuai)發(fa)展,初步(bu)形成(cheng)了金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融機(ji)(ji)構(gou)(gou)(gou)種類齊(qi)全(quan)、金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融市場(chang)運行穩健、金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融產品功能完善和金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融人才結構(gou)(gou)(gou)合理的(de)現(xian)代(dai)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融體系(xi),金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融業(ye)(ye)綜合實力已位居(ju)廣州(zhou)各區(qu)前(qian)列,但與北京東城、深圳福(fu)田(tian)等(deng)地區(qu)相(xiang)(xiang)比,越(yue)(yue)秀區(qu)的(de)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融業(ye)(ye)發(fa)展效率亟(ji)待提升。盡(jin)管(guan)越(yue)(yue)秀區(qu)的(de)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融機(ji)(ji)構(gou)(gou)(gou)數量和網點密(mi)度居(ju)廣州(zhou)前(qian)列,但與粵港澳大灣區(qu)對(dui)廣州(zhou)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融業(ye)(ye)發(fa)展定位的(de)要(yao)求相(xiang)(xiang)比,區(qu)內法人金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融機(ji)(ji)構(gou)(gou)(gou)的(de)數量仍然不(bu)足,缺乏(fa)能夠帶動行業(ye)(ye)發(fa)展的(de)龍(long)頭(tou)企業(ye)(ye)和國際(ji)知(zhi)名(ming)的(de)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融機(ji)(ji)構(gou)(gou)(gou),全(quan)國性(xing)(xing)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融交(jiao)易平臺缺失。此外,隨著(zhu)各地金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融中心城市優(you)惠(hui)政策(ce)頻出,惠(hui)及的(de)范(fan)圍也不(bu)斷擴大,政策(ce)本身對(dui)于金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融機(ji)(ji)構(gou)(gou)(gou)決(jue)策(ce)的(de)影響力開始減弱(ruo),而優(you)化金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融業(ye)(ye)發(fa)展的(de)生(sheng)態環境將(jiang)成(cheng)為金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融中心城市競爭的(de)新趨勢。

3.金融與產業深度融合能力不足

金融(rong)(rong)和產業(ye)(ye)(ye)融(rong)(rong)合深度與廣度不(bu)(bu)足(zu),產業(ye)(ye)(ye)載(zai)體資源與金融(rong)(rong)資源難以(yi)形(xing)(xing)成(cheng)(cheng)有效對接。我區產業(ye)(ye)(ye)基礎能(neng)力和產業(ye)(ye)(ye)鏈水(shui)(shui)平不(bu)(bu)夠高(gao),經濟(ji)發展內生動力不(bu)(bu)夠強(qiang),科(ke)(ke)技創(chuang)新水(shui)(shui)平處于(yu)(yu)(yu)全市(shi)中游位(wei)置。其中,科(ke)(ke)技企(qi)(qi)業(ye)(ye)(ye)孵(fu)化(hua)器(qi)面(mian)積、科(ke)(ke)技成(cheng)(cheng)果指數均低于(yu)(yu)(yu)全市(shi)平均水(shui)(shui)平。以(yi)云計(ji)算、大數據、網絡信息技術為代表(biao)的(de)(de)(de)高(gao)科(ke)(ke)技企(qi)(qi)業(ye)(ye)(ye)集聚度偏低,智(zhi)能(neng)化(hua)的(de)(de)(de)公共基礎設施標準需進(jin)一步(bu)提(ti)高(gao)。“十三五”以(yi)來,除金融(rong)(rong)業(ye)(ye)(ye)外(wai),其它主導產業(ye)(ye)(ye)增(zeng)速(su)逐(zhu)步(bu)落后(hou)于(yu)(yu)(yu)GDP增(zeng)速(su);電(dian)子商(shang)(shang)務等新興業(ye)(ye)(ye)態的(de)(de)(de)持(chi)續(xu)增(zeng)長對轄內傳統商(shang)(shang)貿(mao)業(ye)(ye)(ye)態形(xing)(xing)成(cheng)(cheng)較大沖擊(ji),部分(fen)專業(ye)(ye)(ye)市(shi)場(chang)和商(shang)(shang)貿(mao)業(ye)(ye)(ye)出(chu)現(xian)下滑,競爭優勢有所弱化(hua)。此外(wai),信息消(xiao)費(fei)、旅游購物出(chu)口、跨(kua)境(jing)電(dian)商(shang)(shang)等新興產業(ye)(ye)(ye)正(zheng)處于(yu)(yu)(yu)培育期,雖然增(zeng)速(su)較快,但是規模較小,高(gao)端專業(ye)(ye)(ye)服務業(ye)(ye)(ye)占規模以(yi)上(shang)服務業(ye)(ye)(ye)的(de)(de)(de)比(bi)重(zhong)不(bu)(bu)到15%,新生動能(neng)短時間內暫未能(neng)形(xing)(xing)成(cheng)(cheng)強(qiang)有力的(de)(de)(de)支(zhi)撐。

4.防(fang)控金融(rong)風(feng)險的(de)壓力(li)仍然較大(da)。

近年(nian)來,經濟(ji)全球化促進各國金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)飛速發(fa)(fa)展(zhan),金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)創(chuang)新(xin)層出(chu)不(bu)窮。客觀地(di)(di)看,金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)創(chuang)新(xin)是(shi)把“雙刃劍”,一(yi)(yi)方面,金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)創(chuang)新(xin)有(you)利于優化金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)資源(yuan)的(de)配置,引導金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)機構加(jia)(jia)(jia)大對(dui)經濟(ji)主體(ti)特別(bie)是(shi)小微企業(ye)等的(de)支持力度;另一(yi)(yi)方面,金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)改革創(chuang)新(xin)過(guo)程中(zhong),過(guo)去積累的(de)金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)資源(yuan)錯(cuo)配風險(xian)將加(jia)(jia)(jia)快釋放(fang),如果處理(li)不(bu)當,可能會引發(fa)(fa)范(fan)圍更廣、層次更深(shen)的(de)金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)風險(xian)。“十四五(wu)”時(shi)期,越秀(xiu)區將強化創(chuang)新(xin)金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)對(dui)區域經濟(ji)發(fa)(fa)展(zhan)的(de)帶動(dong)作用(yong)。進一(yi)(yi)步鼓勵(li)、加(jia)(jia)(jia)強金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)創(chuang)新(xin)的(de)同時(shi),對(dui)防范(fan)化解(jie)金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)風險(xian)的(de)要求也隨之提高。因(yin)此(ci),越秀(xiu)區需要不(bu)斷完(wan)善地(di)(di)方金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)監管制度建設,深(shen)入研究金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)創(chuang)新(xin)面臨的(de)種種風險(xian),并采取有(you)效措施加(jia)(jia)(jia)以防范(fan),為經濟(ji)持續健康運行(xing)提供堅強保障。

三、指導思想、基本原則與發展目標

(一)指導思想

堅(jian)(jian)持(chi)以(yi)習近平新(xin)時代中(zhong)(zhong)國(guo)特色社(she)會(hui)主(zhu)義思想為指(zhi)導,全(quan)(quan)面貫徹(che)黨(dang)的(de)十(shi)九(jiu)(jiu)大和十(shi)九(jiu)(jiu)屆二中(zhong)(zhong)、三中(zhong)(zhong)、四(si)中(zhong)(zhong)、五中(zhong)(zhong)全(quan)(quan)會(hui)和中(zhong)(zhong)央經濟(ji)工作(zuo)會(hui)議精(jing)神,深入學習貫徹(che)習近平總書記對廣東重要講話和重要指(zhi)示批示精(jing)神,堅(jian)(jian)持(chi)發(fa)展是第(di)一要務(wu)(wu)(wu)(wu),堅(jian)(jian)持(chi)以(yi)供(gong)給側(ce)結構性(xing)改革為主(zhu)線,堅(jian)(jian)持(chi)新(xin)發(fa)展理念、推動高(gao)質(zhi)量發(fa)展,堅(jian)(jian)持(chi)推進改革開(kai)放,深度融(rong)(rong)(rong)(rong)(rong)入以(yi)國(guo)內大循(xun)環(huan)為主(zhu)體(ti)、國(guo)內國(guo)際(ji)雙(shuang)循(xun)環(huan)相互促進的(de)新(xin)發(fa)展格局,深入推進金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)供(gong)給側(ce)結構性(xing)改革,加快(kuai)(kuai)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)創新(xin),發(fa)揮金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)服務(wu)(wu)(wu)(wu)實體(ti)經濟(ji)的(de)功能(neng),形(xing)成(cheng)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)、科技和產業(ye)(ye)良性(xing)循(xun)環(huan),以(yi)海珠廣場(chang)片區(qu)(qu)、廣州(zhou)民間金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)街等為主(zhu)要載體(ti),優化(hua)(hua)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)業(ye)(ye)布局,加快(kuai)(kuai)建設數字(zi)(zi)普(pu)惠金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)監管試(shi)驗區(qu)(qu)、公(gong)益金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)試(shi)驗區(qu)(qu)和全(quan)(quan)國(guo)小貸標桿城(cheng)區(qu)(qu),推動數字(zi)(zi)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)“五鏈(lian)協同”工程,提高(gao)服務(wu)(wu)(wu)(wu)實體(ti)經濟(ji)質(zhi)效,筑牢(lao)風險防(fang)控底線,推動金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)業(ye)(ye)發(fa)展動力跨越(yue)、發(fa)展層級跨越(yue)、產業(ye)(ye)形(xing)態跨越(yue),加快(kuai)(kuai)向普(pu)惠化(hua)(hua)、數字(zi)(zi)化(hua)(hua)、國(guo)際(ji)化(hua)(hua)轉變,進一步強化(hua)(hua)越(yue)秀(xiu)區(qu)(qu)作(zuo)為廣州(zhou)區(qu)(qu)域金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)中(zhong)(zhong)心重要組成(cheng)部分的(de)地位,打(da)造(zao)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)服務(wu)(wu)(wu)(wu)新(xin)高(gao)地、產融(rong)(rong)(rong)(rong)(rong)合作(zuo)新(xin)樞(shu)紐、民間金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)新(xin)品牌(pai),為越(yue)秀(xiu)實現灣區(qu)(qu)創新(xin)樞(shu)紐、都會(hui)產業(ye)(ye)高(gao)地、美好生活樣板奮斗(dou)目(mu)標提供(gong)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)支(zhi)撐。

(二)基本原則

1.服務實體,加速賦能

堅持服務(wu)實(shi)體經濟(ji)的(de)宗(zong)旨,發(fa)揮金(jin)(jin)(jin)融(rong)(rong)(rong)資源(yuan)配置的(de)導向作用,圍繞加快構(gou)建以國內大循(xun)環為(wei)主體,國內國際(ji)雙循(xun)環相互促進的(de)新(xin)的(de)發(fa)展格局(ju)做好(hao)金(jin)(jin)(jin)融(rong)(rong)(rong)服務(wu)。深化“金(jin)(jin)(jin)融(rong)(rong)(rong)+商貿”、“金(jin)(jin)(jin)融(rong)(rong)(rong)+文化”、“金(jin)(jin)(jin)融(rong)(rong)(rong)+科技”融(rong)(rong)(rong)合發(fa)展機(ji)制,為(wei)產業發(fa)展提供金(jin)(jin)(jin)融(rong)(rong)(rong)支持,穩步提升(sheng)金(jin)(jin)(jin)融(rong)(rong)(rong)服務(wu)實(shi)體經濟(ji)能(neng)力。持續推進“金(jin)(jin)(jin)融(rong)(rong)(rong)+”戰(zhan)略(lve)(即金(jin)(jin)(jin)融(rong)(rong)(rong)為(wei)各產業賦能(neng)),主要包括金(jin)(jin)(jin)融(rong)(rong)(rong)+實(shi)體、金(jin)(jin)(jin)融(rong)(rong)(rong)+科技、金(jin)(jin)(jin)融(rong)(rong)(rong)+環境、金(jin)(jin)(jin)融(rong)(rong)(rong)+社會(hui)、金(jin)(jin)(jin)融(rong)(rong)(rong)+文化、金(jin)(jin)(jin)融(rong)(rong)(rong)+供應(ying)鏈等。

2.創新引導,示范先行

堅持創(chuang)(chuang)(chuang)新引(yin)領(ling),建(jian)立創(chuang)(chuang)(chuang)新驅動型金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)發展模(mo)式,根據市場需求不斷(duan)拓展金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)市場,營造金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)產品豐富、金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)服務滿意(yi)、金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)監管有效、金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)生(sheng)態優質、金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)風險可(ke)控的(de)良好氛圍(wei)。深化(hua)(hua)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)改革創(chuang)(chuang)(chuang)新,探索普惠金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)、公(gong)益金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)發展新模(mo)式,拓寬金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)服務的(de)廣(guang)度和深度,以(yi)探索創(chuang)(chuang)(chuang)建(jian)國家文化(hua)(hua)與金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)合作示(shi)范區為(wei)目標,以(yi)數字普惠金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)監管試驗(yan)區、公(gong)益金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)試驗(yan)區、全國小貸行業標桿(gan)城區建(jian)設為(wei)引(yin)領(ling),吸引(yin)各類金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)要素資源集聚,促進金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)“洼地”加速形成,支撐金(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)創(chuang)(chuang)(chuang)新的(de)不斷(duan)深化(hua)(hua)和推(tui)進。

3.突出特色,錯位發展

立(li)足(zu)越秀區(qu)的比較優勢,堅持(chi)特色發展(zhan)道路,做大做強(qiang)地方金(jin)融,突出(chu)區(qu)域發展(zhan)特色,通(tong)過(guo)構建(jian)創新(xin)型金(jin)融平臺和中心(xin)、引(yin)進創新(xin)金(jin)融要(yao)素(su)和發展(zhan)創新(xin)金(jin)融業(ye)態,打(da)造小貸行業(ye)標桿城區(qu),培(pei)育一批具(ju)有全國(guo)影響力(li)的領(ling)軍企(qi)業(ye),為全國(guo)小貸行業(ye)發展(zhan)、地方金(jin)融監管樹立(li)標桿。

4.底線思維,防范風險

統(tong)籌金(jin)(jin)融(rong)發(fa)展和(he)金(jin)(jin)融(rong)安全,維(wei)護金(jin)(jin)融(rong)安全穩定,牢牢守住不(bu)發(fa)生系統(tong)性金(jin)(jin)融(rong)風(feng)險(xian)的(de)底(di)線。研究對跨市場(chang)、跨行業、跨領域的(de)交叉性的(de)金(jin)(jin)融(rong)風(feng)險(xian),創新風(feng)險(xian)處置方式,穩妥推進高風(feng)險(xian)機構的(de)風(feng)險(xian)化(hua)解。完善現代金(jin)(jin)融(rong)監管(guan)體系,提(ti)高金(jin)(jin)融(rong)監管(guan)透明度和(he)法治化(hua)水平,利用區塊鏈等技術手段(duan),提(ti)升金(jin)(jin)融(rong)監管(guan)的(de)效能。

5.合作共贏,雙向開放

積極引(yin)進國(guo)外金(jin)(jin)(jin)融(rong)(rong)機(ji)構,學習借(jie)鑒金(jin)(jin)(jin)融(rong)(rong)制(zhi)度、金(jin)(jin)(jin)融(rong)(rong)管理的(de)優秀經驗(yan)。通過開放增強市(shi)(shi)場(chang)(chang)對全球優質(zhi)金(jin)(jin)(jin)融(rong)(rong)資源的(de)吸引(yin),激發市(shi)(shi)場(chang)(chang)活力,提高市(shi)(shi)場(chang)(chang)的(de)效率。加(jia)強國(guo)際合(he)作(zuo),利(li)用(yong)好“一帶一路”等(deng)國(guo)際合(he)作(zuo)平(ping)臺(tai),支持金(jin)(jin)(jin)融(rong)(rong)機(ji)構在海外合(he)規展業,提高參與(yu)國(guo)際金(jin)(jin)(jin)融(rong)(rong)治(zhi)理的(de)能力,提升金(jin)(jin)(jin)融(rong)(rong)體系的(de)競爭力。

(三)發展目標

1.總體目標

金(jin)(jin)(jin)融(rong)(rong)業(ye)作(zuo)為(wei)越秀(xiu)區(qu)(qu)(qu)(qu)主導產業(ye)的(de)地位進一(yi)步提升,規模(mo)擴張、機構集(ji)聚、布局優化,金(jin)(jin)(jin)融(rong)(rong)服務(wu)實體經(jing)濟能力(li)持(chi)續增強,形成文化金(jin)(jin)(jin)融(rong)(rong)、科技金(jin)(jin)(jin)融(rong)(rong)、供應鏈金(jin)(jin)(jin)融(rong)(rong)以及養老金(jin)(jin)(jin)融(rong)(rong)、消費金(jin)(jin)(jin)融(rong)(rong)等多業(ye)態創新(xin)發(fa)展的(de)良好格局。到“十四五”期末,建成數字普惠金(jin)(jin)(jin)融(rong)(rong)監管試驗區(qu)(qu)(qu)(qu)和公益金(jin)(jin)(jin)融(rong)(rong)試驗區(qu)(qu)(qu)(qu),小貸行業(ye)成為(wei)越秀(xiu)區(qu)(qu)(qu)(qu)金(jin)(jin)(jin)融(rong)(rong)業(ye)的(de)重(zhong)要(yao)增長(chang)極;實現(xian)海珠廣場文化金(jin)(jin)(jin)融(rong)(rong)商務(wu)區(qu)(qu)(qu)(qu)與(yu)廣州民間(jian)金(jin)(jin)(jin)融(rong)(rong)街一(yi)體化發(fa)展,建成金(jin)(jin)(jin)融(rong)(rong)總(zong)部中心、金(jin)(jin)(jin)融(rong)(rong)科技中心、PE產業(ye)中心/金(jin)(jin)(jin)融(rong)(rong)商貿(mao)中心等三(san)大中心,成為(wei)粵港澳大灣(wan)區(qu)(qu)(qu)(qu)金(jin)(jin)(jin)融(rong)(rong)業(ye)發(fa)展的(de)重(zhong)要(yao)一(yi)極。

2.具體目標

——總量目標。金融業實現(xian)增加值達(da)到900億元以上,年平(ping)均(jun)增長6%以上,約(yue)占全區GDP的1/4。

——傳統金融(rong)發(fa)展目(mu)標。銀行業貸(dai)款結構趨(qu)向合理,貸(dai)款質(zhi)量不斷(duan)提(ti)高,存貸(dai)余額年均增(zeng)長(chang)率保持(chi)在5%左(zuo)右。全(quan)區(qu)集聚持(chi)牌(pai)金融(rong)機構66家,海珠廣場片(pian)區(qu)打造保成為保險產業集聚區(qu),推動越秀區(qu)內集聚35家保險機構全(quan)國總部、地區(qu)總部和(he)相關配套機構。不斷(duan)提(ti)高直接(jie)融(rong)資(zi)比(bi)重,保持(chi)資(zi)亚(ya)博网(wang)页版場規模擴張的良(liang)好勢頭,上市(掛牌(pai))公司總數新增(zeng)8家,融(rong)資(zi)結構進一步優化。

——金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)創新目標(biao)。探索創建國家(jia)(jia)文(wen)化(hua)(hua)(hua)與(yu)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)合(he)作示(shi)范區,打造千(qian)億(yi)級(ji)文(wen)化(hua)(hua)(hua)產(chan)(chan)業(ye)(ye)(ye)基金(jin)(jin)(jin)(jin)(jin),培(pei)育一批(pi)(pi)專營文(wen)化(hua)(hua)(hua)產(chan)(chan)業(ye)(ye)(ye)的(de)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)、類(lei)(lei)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)機(ji)構(gou),推(tui)動(dong)一批(pi)(pi)文(wen)化(hua)(hua)(hua)領軍企業(ye)(ye)(ye)上市(shi)、掛牌,舉辦具(ju)(ju)有(you)全(quan)(quan)國影響力(li)(li)的(de)文(wen)化(hua)(hua)(hua)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)論(lun)壇,形(xing)成一系列(lie)可供復(fu)制(zhi)、可推(tui)廣(guang)的(de)文(wen)化(hua)(hua)(hua)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)產(chan)(chan)品、機(ji)制(zhi)體(ti)制(zhi)和文(wen)化(hua)(hua)(hua)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)投(tou)(tou)融(rong)(rong)(rong)(rong)(rong)(rong)資模式。完成數(shu)字普惠金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)監(jian)(jian)管(guan)試驗(yan)區建設,建立符合(he)市(shi)場規律的(de)監(jian)(jian)管(guan)體(ti)系,完成數(shu)字普惠金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)綜(zong)合(he)服務平臺搭建工作,為地(di)方性(xing)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)機(ji)構(gou)的(de)監(jian)(jian)管(guan)立法立規提(ti)供參(can)考(kao)和借鑒;推(tui)動(dong)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)科(ke)技的(de)作用,培(pei)育10家(jia)(jia)具(ju)(ju)有(you)較強實(shi)力(li)(li)的(de)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)科(ke)技企業(ye)(ye)(ye)。完成公(gong)(gong)益金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)試驗(yan)區建設,引(yin)入一批(pi)(pi)公(gong)(gong)益金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)機(ji)構(gou),設立影響力(li)(li)投(tou)(tou)資基金(jin)(jin)(jin)(jin)(jin),影響力(li)(li)投(tou)(tou)資基金(jin)(jin)(jin)(jin)(jin)參(can)與(yu)項目達(da)50個,基金(jin)(jin)(jin)(jin)(jin)規模超(chao)100億(yi)元。全(quan)(quan)區小貸公(gong)(gong)司總(zong)數(shu)超(chao)100家(jia)(jia),貸款余額超(chao)800億(yi)元,年繳納稅(shui)收(shou)超(chao)10億(yi)元,其中納稅(shui)超(chao)1000萬元的(de)小貸公(gong)(gong)司數(shu)量達(da)到20家(jia)(jia),貢獻金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)業(ye)(ye)(ye)增(zeng)加值(zhi)超(chao)45億(yi)元;監(jian)(jian)管(guan)評級(ji)為A類(lei)(lei)以上企業(ye)(ye)(ye)占(zhan)比超(chao)25%,具(ju)(ju)有(you)全(quan)(quan)國影響力(li)(li)的(de)領軍企業(ye)(ye)(ye)達(da)到10家(jia)(jia)以上,為全(quan)(quan)國地(di)方金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)發展、“7+4”類(lei)(lei)金(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)機(ji)構(gou)監(jian)(jian)管(guan)先行示(shi)范、樹立標(biao)桿。

專欄(lan)1: 越秀(xiu)區金融業“十四五”時期發展(zhan)主(zhu)要(yao)指(zhi)標(biao)

類別

序號

指標

單位

2020年值(zhi)

“十四五”規劃目標值

金(jin)融業(ye)增加值

1

金融業增(zeng)加值年均增(zeng)長率

%

6.7(“十(shi)三五”期間)

6

2

金(jin)融業增加值(zhi)占(zhan)地(di)區生產總值(zhi)的比重

%

22.01

25左右

轄(xia)區機構數(shu)

3

持(chi)牌(pai)金融機構(gou)數

56

66

4

類(lei)金融機構(組(zu)織)數

508

600

企業上(shang)市

5

上市(掛牌)企業(ye)數

69

77

四、發展重點和主要任務

緊抓粵港(gang)澳大灣區(qu)建設機遇(yu),實施金(jin)融(rong)(rong)+戰略,以“一園(yuan)雙區(qu)四(si)工程”為發(fa)展(zhan)(zhan)重點(dian),調(diao)整金(jin)融(rong)(rong)體系結構,優化金(jin)融(rong)(rong)產業布局(ju),加(jia)快推動金(jin)融(rong)(rong)創新,疏通實體經濟(ji)融(rong)(rong)資(zi)難的(de)瓶頸(jing),改善廣大中小(xiao)微企業的(de)融(rong)(rong)資(zi)環境,提高服務實體經濟(ji)質效。同時(shi),筑牢(lao)風險(xian)防控底(di)(di)線(xian),主(zhu)動監管、積極作為,及時(shi)排解各類地方金(jin)融(rong)(rong)風險(xian)隱患,守住不(bu)發(fa)生(sheng)系統(tong)性風險(xian)的(de)底(di)(di)線(xian),促進金(jin)融(rong)(rong)健康穩(wen)定發(fa)展(zhan)(zhan)。

專欄2: 一園(yuan)雙區四(si)工程

“一(yi)園”: 推(tui)動海珠(zhu)廣場文化(hua)金融(rong)商務(wu)區與廣州民間金融(rong)街一(yi)體化(hua)發展。

“雙區”: 建設數字普惠金融監管(guan)試驗區和(he)公(gong)益金融試驗區。

“四工程(cheng)(cheng)”: 包括產融示(shi)范工程(cheng)(cheng)、企業上市培育工程(cheng)(cheng)、全國小貸標桿城市建設工程(cheng)(cheng)、粵(yue)港澳大灣區保(bao)險協同發(fa)展工程(cheng)(cheng)。

(一)強化“一園”協同,實現“四個”一體化發展

推動(dong)海珠廣場文化(hua)金融商務區與廣州民間金融街(jie)從規劃、產業、建設、服務四(si)個方(fang)面一體化(hua)發展。

1.規劃一體化。

綜合考慮海(hai)珠廣場(chang)文化金融(rong)(rong)(rong)商務區與廣州民(min)間金融(rong)(rong)(rong)街發(fa)(fa)展現狀及未(wei)來定位,系統謀劃(hua)發(fa)(fa)展規(gui)劃(hua),銜接《廣州市珠江北岸(沙面島至海(hai)珠廣場(chang)片區)產業發(fa)(fa)展規(gui)劃(hua)(2020—2025年)》相關(guan)內容(rong),為平衡(heng)、協同(tong)發(fa)(fa)展提(ti)供發(fa)(fa)展藍圖,實現海(hai)珠廣場(chang)文化金融(rong)(rong)(rong)商務區與廣州民(min)間金融(rong)(rong)(rong)街規(gui)劃(hua)一體化發(fa)(fa)展。


3.png


海珠廣場片區(qu)發展規劃圖

2.產業一體化(hua)。

結合全市營商(shang)環境(jing)改革,完善(shan)金融(rong)(rong)政策體(ti)(ti)系,優化金融(rong)(rong)業發(fa)展(zhan)環境(jing),海(hai)珠廣(guang)場文(wen)化金融(rong)(rong)商(shang)務區重點打造集金融(rong)(rong)、商(shang)貿、科技、文(wen)化產(chan)(chan)業為一體(ti)(ti)的(de)現代服務業高地(di),廣(guang)州(zhou)民(min)間金融(rong)(rong)街(jie)(jie)園區積極引(yin)入“金融(rong)(rong)+”產(chan)(chan)業,實現產(chan)(chan)業融(rong)(rong)合發(fa)展(zhan),助推(tui)海(hai)珠廣(guang)場文(wen)化金融(rong)(rong)商(shang)務區與廣(guang)州(zhou)民(min)間金融(rong)(rong)街(jie)(jie)產(chan)(chan)業一體(ti)(ti)化發(fa)展(zhan)。

3.建設一體化(hua)。

深入(ru)推(tui)進(jin)海珠(zhu)廣(guang)場(chang)(chang)片區(qu)(qu)(qu)品質(zhi)提升工(gong)程,對金(jin)融(rong)街(jie)園(yuan)區(qu)(qu)(qu)及海珠(zhu)廣(guang)場(chang)(chang)周邊環境開(kai)展(zhan)新一(yi)輪改(gai)造提升,優(you)化片區(qu)(qu)(qu)、園(yuan)區(qu)(qu)(qu)內物業(ye)載體,進(jin)一(yi)步完(wan)善各類配套設施,落(luo)實海珠(zhu)廣(guang)場(chang)(chang)文(wen)化金(jin)融(rong)商務區(qu)(qu)(qu)與廣(guang)州民間金(jin)融(rong)街(jie)建(jian)設一(yi)體化發展(zhan)。

4.服務一體化。

充分利用海珠廣(guang)場文化(hua)金(jin)融商(shang)務(wu)(wu)區(qu)公共服務(wu)(wu)大廳(ting)、黨群(qun)服務(wu)(wu)中心等平臺,面向片區(qu)、園(yuan)區(qu)企業(ye)開(kai)展專業(ye)培訓(xun)、商(shang)業(ye)沙龍、園(yuan)區(qu)黨建等活動,推進海珠廣(guang)場文化(hua)金(jin)融商(shang)務(wu)(wu)區(qu)與廣(guang)州民(min)間金(jin)融街服務(wu)(wu)一體化(hua)發(fa)展。

(二)強化監管服務,建設數字普惠金融監管試驗區

以(yi)金融科技為抓手,建立(li)一套(tao)符合(he)市場規(gui)律(lv)的監管體系,探(tan)索數字(zi)普(pu)惠(hui)金融發展新模式,做好地方(fang)金融行業(ye)監管與服務工(gong)作,進一步提高廣州民間金融街(jie)服務實體經(jing)濟能(neng)力,為粵港澳(ao)大灣區(qu)全(quan)力推進數字(zi)普(pu)惠(hui)金融建設提供經(jing)驗和示范。

1.完善監管系統。

——創新多(duo)功(gong)能(neng)數(shu)(shu)(shu)(shu)字(zi)化(hua)監(jian)(jian)管(guan)(guan)。升級換(huan)代廣州民(min)間金(jin)融(rong)街非現場監(jian)(jian)管(guan)(guan)系統(tong),打造多(duo)功(gong)能(neng)數(shu)(shu)(shu)(shu)字(zi)化(hua)監(jian)(jian)管(guan)(guan)系統(tong),通過(guo)規范(fan)化(hua)數(shu)(shu)(shu)(shu)據(ju)(ju)報送(song)內容、標準化(hua)數(shu)(shu)(shu)(shu)據(ju)(ju)報送(song)流(liu)程、數(shu)(shu)(shu)(shu)字(zi)化(hua)數(shu)(shu)(shu)(shu)據(ju)(ju)加工過(guo)程、科學化(hua)數(shu)(shu)(shu)(shu)據(ju)(ju)展示(shi)結果,為地方(fang)金(jin)融(rong)統(tong)計、監(jian)(jian)管(guan)(guan)、征信、風險(xian)評(ping)估、決策等(deng)方(fang)面(mian)提(ti)供(gong)數(shu)(shu)(shu)(shu)據(ju)(ju)支持,形成集(ji)數(shu)(shu)(shu)(shu)據(ju)(ju)資(zi)源、預(yu)警監(jian)(jian)測、協同(tong)監(jian)(jian)管(guan)(guan)于一體(ti)的多(duo)功(gong)能(neng)數(shu)(shu)(shu)(shu)字(zi)化(hua)監(jian)(jian)管(guan)(guan)系統(tong)。

——加(jia)快推動“五(wu)鏈(lian)(lian)(lian)協(xie)(xie)同(tong)”。引(yin)入區塊(kuai)鏈(lian)(lian)(lian)、大數據等技(ji)(ji)術,強(qiang)化科技(ji)(ji)賦(fu)能,建(jian)(jian)設(she)地(di)方(fang)金融行(xing)業(ye)監(jian)管(guan)數據保存驗真的(de)“監(jian)管(guan)鏈(lian)(lian)(lian)”、風(feng)險監(jian)測預警的(de)“風(feng)控鏈(lian)(lian)(lian)”、糾紛調處化解的(de)“司法鏈(lian)(lian)(lian)”、信(xin)用數據驗證(zheng)的(de)“征(zheng)信(xin)鏈(lian)(lian)(lian)”、優化行(xing)業(ye)生態的(de)“服(fu)務鏈(lian)(lian)(lian)”,通過建(jian)(jian)立聯(lian)盟鏈(lian)(lian)(lian)等方(fang)式,實現五(wu)鏈(lian)(lian)(lian)有(you)機銜接,推進廣州(zhou)地(di)方(fang)金融“五(wu)鏈(lian)(lian)(lian)協(xie)(xie)同(tong)”,為地(di)方(fang)金融監(jian)管(guan)與(yu)發展賦(fu)能。

——建設數字金(jin)融(rong)協(xie)同治(zhi)理(li)中心。以(yi)互(hu)聯網小貸為樣本,通(tong)過“監管鏈”與(yu)(yu)“司(si)法(fa)(fa)鏈”的對接,實現(xian)案件批量智(zhi)審(shen),提高(gao)執行效率(lv),以(yi)科技手段提升司(si)法(fa)(fa)救濟(ji)能力。與(yu)(yu)廣(guang)州(zhou)互(hu)聯網法(fa)(fa)院開(kai)展合(he)作(zuo),充分利用(yong)區(qu)塊鏈、大數據、云計算、物聯網和司(si)法(fa)(fa)人工智(zhi)能等(deng)新技術,以(yi)突破時(shi)空(kong)限制,為當事人提供(gong)極簡(jian)(jian)化(hua)訴(su)訟服務體驗,尤其在立案、調解、調證、審(shen)理(li)、守護、送達(da)等(deng)方面,實現(xian)最(zui)簡(jian)(jian)化(hua)操作(zuo),真(zhen)正打(da)通(tong)涉網審(shen)判(pan)“最(zui)后一公里”,營(ying)造公平、透明、穩定(ding)、有序的數字金(jin)融(rong)法(fa)(fa)治(zhi)化(hua)環境。

2.構建(jian)服務體系。

——搭建(jian)數(shu)字普惠(hui)(hui)金(jin)融綜合服(fu)務(wu)平臺(tai)。依托數(shu)字化(hua)(hua)監(jian)(jian)管(guan)(guan)(guan)系統,以(yi)打(da)造小(xiao)額貸(dai)款公(gong)司數(shu)字化(hua)(hua)監(jian)(jian)管(guan)(guan)(guan)與服(fu)務(wu)平臺(tai)為(wei)(wei)基礎,銜接政府、企業、金(jin)融機構、增信(xin)機構、數(shu)據提(ti)供方等各(ge)參與方,打(da)造新金(jin)融生態協同平臺(tai)——數(shu)字普惠(hui)(hui)金(jin)融綜合服(fu)務(wu)平臺(tai),為(wei)(wei)金(jin)融機構提(ti)供融資登記、融資撮合、不(bu)良資產處置、合規(gui)性審(shen)核、投資者適格審(shen)查(cha)、數(shu)據共享平臺(tai)(貸(dai)款查(cha)重)、監(jian)(jian)管(guan)(guan)(guan)信(xin)息反饋、提(ti)出監(jian)(jian)管(guan)(guan)(guan)建(jian)議等數(shu)字化(hua)(hua)、多維度的綜合性服(fu)務(wu),拓(tuo)寬(kuan)融資渠(qu)道,降低融資成本(ben)。

——完善民間融(rong)資“廣(guang)州(zhou)(zhou)價(jia)格(ge)”體系建(jian)設。完善“廣(guang)州(zhou)(zhou)價(jia)格(ge)”指(zhi)數體系構建(jian),拓(tuo)展指(zhi)標采集(ji)范圍(wei)、縮短采集(ji)時間、提升數據(ju)質量,高效對接民間資金供(gong)需(xu),輔助監(jian)管決策,真正發揮民間融(rong)資“廣(guang)州(zhou)(zhou)價(jia)格(ge)”指(zhi)數風(feng)向標作用。

——建立接入(ru)人民銀(yin)行(xing)征(zheng)(zheng)信系(xi)統(tong)(tong)綠色(se)通(tong)(tong)道。與人民銀(yin)行(xing)征(zheng)(zheng)信中(zhong)心廣(guang)東省分中(zhong)心合(he)作推進試驗區信用體系(xi)建設(she),為優(you)質(zhi)機(ji)(ji)構(gou)(gou)開辟接入(ru)征(zheng)(zheng)信系(xi)統(tong)(tong)綠色(se)通(tong)(tong)道。通(tong)(tong)過(guo)對(dui)轄內金融、類金融機(ji)(ji)構(gou)(gou)進行(xing)綜(zong)合(he)考量和(he)嚴(yan)格篩(shai)選,對(dui)篩(shai)選出的優(you)質(zhi)機(ji)(ji)構(gou)(gou)予以優(you)先推薦接入(ru)征(zheng)(zheng)信系(xi)統(tong)(tong),爭取實現“成(cheng)熟一(yi)家(jia),推薦一(yi)家(jia),接入(ru)一(yi)家(jia)”。

——持續優化(hua)存證(zheng)(zheng)(zheng)認證(zheng)(zheng)(zheng)系統。利用(yong)區塊鏈(lian)、時間(jian)戳、加密等(deng)技術手段,基于(yu)寓(yu)管于(yu)服、監管和服務相結合(he)的(de)金(jin)(jin)融治理新模式,進一步優化(hua)金(jin)(jin)融機(ji)構(gou)合(he)同及相關(guan)證(zheng)(zheng)(zheng)據(ju)認證(zheng)(zheng)(zheng)存證(zheng)(zheng)(zheng)系統,打破金(jin)(jin)融機(ji)構(gou)之間(jian)的(de)數據(ju)孤島,提高(gao)電子(zi)數據(ju)產生的(de)技術可(ke)(ke)靠性,保證(zheng)(zheng)(zheng)電子(zi)數據(ju)傳遞(di)的(de)路徑可(ke)(ke)查,實現(xian)金(jin)(jin)融機(ji)構(gou)司法救(jiu)濟的(de)可(ke)(ke)信存證(zheng)(zheng)(zheng)、數據(ju)價值的(de)可(ke)(ke)信共享,便捷金(jin)(jin)融司法訴訟,推廣應用(yong)于(yu)不良資產處(chu)置(zhi)、投融資盡調等(deng)金(jin)(jin)融服務領(ling)域。

——探索設(she)立數字(zi)普惠金(jin)融監(jian)管(guan)試(shi)驗區發(fa)展基(ji)金(jin)。與優(you)質大型(xing)國企和(he)民營金(jin)融科技企業(ye)合(he)作,發(fa)起設(she)立數字(zi)普惠金(jin)融監(jian)管(guan)試(shi)驗區發(fa)展基(ji)金(jin),按照“政府(fu)引導、市場運作”的原則,支(zhi)持發(fa)展金(jin)融基(ji)礎(chu)設(she)施,致力于培育和(he)扶持從業(ye)機構在普惠金(jin)融產(chan)品設(she)計、普惠金(jin)融創新合(he)作、數字(zi)化手段(duan)運用(yong)等的創新研究,鼓勵金(jin)融、科技、產(chan)業(ye)深度結合(he),驅(qu)動數字(zi)普惠金(jin)融往更(geng)廣、更(geng)深的范圍發(fa)展。待發(fa)展基(ji)金(jin)壯大成熟(shu)后,優(you)先與省內(nei)各高新技術園區、經(jing)濟開發(fa)區開展合(he)作,共同(tong)培育和(he)扶持金(jin)融科技企業(ye)的發(fa)展。

3.加強(qiang)應用研究。

——有序(xu)開展監管(guan)沙(sha)盒(he)實驗。落實《廣州市地方金(jin)融(rong)(rong)“監管(guan)沙(sha)盒(he)”試點工(gong)作(zuo)實施意見》,探索“監管(guan)沙(sha)盒(he)”的新方式(shi)。依托金(jin)融(rong)(rong)科技監管(guan)實驗室,結合金(jin)融(rong)(rong)機構業(ye)務特點,支持金(jin)融(rong)(rong)科技企業(ye)研究創新金(jin)融(rong)(rong)產品、服務、商業(ye)模式(shi)和營銷方式(shi),充分發揮監管(guan)沙(sha)盒(he)實驗基地的作(zuo)用。

——建(jian)設地(di)(di)方金(jin)(jin)融(rong)監管科技(ji)研究(jiu)院(yuan)。與中(zhong)山(shan)大學、廣州金(jin)(jin)融(rong)風(feng)險監測(ce)防控(kong)中(zhong)心合(he)作建(jian)設研究(jiu)院(yuan),落戶數字(zi)普(pu)惠金(jin)(jin)融(rong)監管試驗區,推進監管科技(ji)新技(ji)術在(zai)地(di)(di)方金(jin)(jin)融(rong)監管領域落地(di)(di)運用。

——支持鼓勵民(min)間金(jin)融(rong)(rong)(rong)研(yan)究(jiu)(jiu)院開展研(yan)究(jiu)(jiu)工作。引導廣州民(min)間金(jin)融(rong)(rong)(rong)研(yan)究(jiu)(jiu)院為(wei)民(min)間金(jin)融(rong)(rong)(rong)產(chan)(chan)品(pin)創新、服務提(ti)質提(ti)供(gong)智力(li)支持。組織高級別學術論壇(tan),為(wei)民(min)間金(jin)融(rong)(rong)(rong)發展提(ti)供(gong)理論支持;研(yan)究(jiu)(jiu)制定民(min)間金(jin)融(rong)(rong)(rong)產(chan)(chan)品(pin)、服務、誠信的行業標準;為(wei)民(min)間金(jin)融(rong)(rong)(rong)監管決策提(ti)供(gong)研(yan)究(jiu)(jiu)服務,提(ti)高監管水平和效率(lv)。

(三)堅持創新引領,建設公益金融試驗區

爭取(qu)引入一批有(you)特色的公益金(jin)融機構(gou),推動廣州民間金(jin)融街探(tan)索更深層次(ci)、更具社會責任(ren)的金(jin)融模(mo)式,深度(du)踐行普惠金(jin)融,以金(jin)融手(shou)段(duan)促進公益事業的發(fa)展(zhan),探(tan)索公益金(jin)融發(fa)展(zhan)的新(xin)模(mo)式、新(xin)范本。

1.引入公益金(jin)融(rong)機構。

——試點設立公(gong)益(yi)小(xiao)(xiao)貸。堅持(chi)(chi)支(zhi)(zhi)農(nong)支(zhi)(zhi)小(xiao)(xiao)、小(xiao)(xiao)額分散(san),大力發展普惠金融,在廣州民間金融街試點發起設立準(zhun)公(gong)益(yi)性的小(xiao)(xiao)額貸款(kuan)公(gong)司(或開展扶(fu)貧小(xiao)(xiao)額信貸業(ye)務),采取保本微利的信貸經營方式,支(zhi)(zhi)持(chi)(chi)三農(nong)、扶(fu)貧、環保、教(jiao)育等準(zhun)公(gong)益(yi)事業(ye),豐(feng)富小(xiao)(xiao)貸公(gong)司形態,以(yi)滿足特殊群(qun)體的貸款(kuan)需求。

——探索(suo)設立公(gong)益(yi)受(shou)(shou)托管(guan)(guan)理(li)公(gong)司。根據捐(juan)贈人(ren)的意(yi)愿受(shou)(shou)托管(guan)(guan)理(li)捐(juan)贈資(zi)金(jin)(jin),積極投入慈善事業。與國內相(xiang)關信托機(ji)構開(kai)展合(he)作,將(jiang)部分(fen)受(shou)(shou)托資(zi)金(jin)(jin)用(yong)于商業性(xing)活(huo)動,促(cu)進受(shou)(shou)托資(zi)金(jin)(jin)的保(bao)值(zhi)增值(zhi),使公(gong)益(yi)受(shou)(shou)托管(guan)(guan)理(li)公(gong)司可持續經營。

——發揮(hui)公(gong)益金融投(tou)融資(zi)路演中心作用。整合(he)政府部門(men)、行業(ye)組(zu)織、金融機(ji)(ji)構、社(she)會(hui)(hui)資(zi)本等多方資(zi)源,為(wei)公(gong)益慈善(shan)項(xiang)目與社(she)會(hui)(hui)各(ge)界資(zi)本搭建(jian)對(dui)接服(fu)務平臺(tai),為(wei)公(gong)益金融機(ji)(ji)構提(ti)供產(chan)品發布、新聞推介(jie)、扶貧對(dui)接等一站(zhan)式、五星(xing)級專業(ye)服(fu)務。

2.成立(li)公益金(jin)融聯合會(hui)。

積(ji)極(ji)爭(zheng)取省市地方金(jin)(jin)融(rong)(rong)監管(guan)局支持,設(she)立粵(yue)(yue)(yue)港澳(ao)公(gong)(gong)(gong)益金(jin)(jin)融(rong)(rong)聯(lian)合會(hui),發(fa)布《粵(yue)(yue)(yue)港澳(ao)公(gong)(gong)(gong)益金(jin)(jin)融(rong)(rong)公(gong)(gong)(gong)約》,團結粵(yue)(yue)(yue)港澳(ao)大(da)灣區企業(ye)、企業(ye)家公(gong)(gong)(gong)益力量,引(yin)導粵(yue)(yue)(yue)港澳(ao)大(da)灣區企業(ye)、企業(ye)家履(lv)行社(she)會(hui)責任(ren),積(ji)極(ji)投身慈(ci)善公(gong)(gong)(gong)益事業(ye),作為粵(yue)(yue)(yue)港澳(ao)大(da)灣區公(gong)(gong)(gong)益金(jin)(jin)融(rong)(rong)可持續發(fa)展體系的重要對外窗口,為公(gong)(gong)(gong)益事業(ye)活動發(fa)聲、宣傳、團結社(she)會(hui)力量。

3.促進公益資金保值(zhi)增值(zhi)。

——設(she)立影(ying)響(xiang)力(li)投資基金(jin)(jin)。物色國(guo)有資本、慈善公(gong)益(yi)(yi)資本共同發(fa)起設(she)立越(yue)秀區影(ying)響(xiang)力(li)投資基金(jin)(jin),通過產業(ye)投資和建設(she),不斷(duan)補充慈善公(gong)益(yi)(yi)資金(jin)(jin)血液,以(yi)金(jin)(jin)融(rong)手段反哺公(gong)益(yi)(yi)事業(ye),保(bao)障公(gong)益(yi)(yi)資金(jin)(jin)的保(bao)值增(zeng)值和公(gong)益(yi)(yi)事業(ye)的可持續(xu)發(fa)展。

——開(kai)展公益創投。擬由影(ying)響力(li)投資基(ji)(ji)(ji)金主(zhu)發起,設立廣(guang)東影(ying)響力(li)投資控(kong)股(gu)公司,明確其商(shang)業(ye)(ye)地位,兼可顧營利性(xing)和(he)公益性(xing)要求。依托基(ji)(ji)(ji)金管理公司的(de)項目資源(或獨立拓展),投資社會上優質項目(金融、互聯網或實業(ye)(ye)),并從每年(nian)的(de)收益的(de)按固定(ding)比例向影(ying)響力(li)投資基(ji)(ji)(ji)金分紅,由影(ying)響力(li)投資基(ji)(ji)(ji)金再(zai)分配投入(ru)基(ji)(ji)(ji)金會。

——構建(jian)公(gong)益(yi)(yi)金(jin)(jin)融可(ke)持(chi)續發展(zhan)生態(tai)(tai)。采取“1+3”模(mo)式(基(ji)(ji)金(jin)(jin)/信托(tuo)+基(ji)(ji)金(jin)(jin)會、基(ji)(ji)金(jin)(jin)管(guan)理公(gong)司、創(chuang)投),接受(shou)最終(zhong)目的為支(zhi)持(chi)公(gong)益(yi)(yi)慈(ci)善事業(ye)的資金(jin)(jin),通過開展(zhan)影(ying)響力投資商業(ye)性活動進行資金(jin)(jin)的保(bao)值增(zeng)值,增(zeng)值部分按實際需要投入到公(gong)益(yi)(yi)事業(ye),構建(jian)公(gong)益(yi)(yi)金(jin)(jin)融可(ke)持(chi)續發展(zhan)生態(tai)(tai),以商業(ye)金(jin)(jin)融手段反哺公(gong)益(yi)(yi)。

4.培養(yang)公益金(jin)融人才。

與廣(guang)州市福利彩票發(fa)(fa)行中心、深圳國際公(gong)(gong)益(yi)學院(yuan)合作(zuo),探索(suo)建設廣(guang)州公(gong)(gong)益(yi)學院(yuan),立足(zu)粵港澳(ao)大(da)灣區,培養榜樣型慈(ci)(ci)善家(jia)和(he)高級公(gong)(gong)益(yi)慈(ci)(ci)善管理人才,構建支持粵港澳(ao)大(da)灣區與世(shi)界(jie)公(gong)(gong)益(yi)慈(ci)(ci)善領域高度發(fa)(fa)展的知識體(ti)系(xi),打造(zao)引(yin)領全球慈(ci)(ci)善發(fa)(fa)展和(he)推動(dong)形成新(xin)型慈(ci)(ci)善知識體(ti)系(xi)的專(zhuan)業(ye)智庫,通過提升公(gong)(gong)益(yi)慈(ci)(ci)善事業(ye)的創新(xin)性、專(zhuan)業(ye)化和(he)公(gong)(gong)眾參與,為推進(jin)中國和(he)世(shi)界(jie)慈(ci)(ci)善事業(ye)的發(fa)(fa)展做出(chu)貢獻。

(四)強化產融示范,增強服務實體經濟功能

以(yi)推進(jin)(jin)國家產(chan)融(rong)(rong)合作(zuo)試點城市建(jian)(jian)(jian)設為契機,匯集商(shang)業(ye)(ye)銀(yin)行、小額貸款、基金(jin)、商(shang)業(ye)(ye)保(bao)理(li)、融(rong)(rong)資(zi)(zi)擔保(bao)、融(rong)(rong)資(zi)(zi)租賃等金(jin)融(rong)(rong)類機構以(yi)及政府部門(men)的力量,搭建(jian)(jian)(jian)產(chan)融(rong)(rong)信(xin)息(xi)對(dui)接平臺,針對(dui)越秀(xiu)區(qu)科(ke)技(ji)、醫療(liao)、商(shang)貿、文化(hua)等特(te)色(se)產(chan)業(ye)(ye),積極發展供應(ying)鏈(lian)金(jin)融(rong)(rong)、文化(hua)金(jin)融(rong)(rong)、科(ke)技(ji)金(jin)融(rong)(rong)、商(shang)貿金(jin)融(rong)(rong)等新業(ye)(ye)態,構建(jian)(jian)(jian)獨具(ju)特(te)色(se)的產(chan)業(ye)(ye)金(jin)融(rong)(rong)體系(xi)。采(cai)用線上線下結(jie)合模式,提(ti)升產(chan)融(rong)(rong)信(xin)息(xi)對(dui)接便捷化(hua)程度,實現產(chan)業(ye)(ye)鏈(lian)與信(xin)息(xi)鏈(lian)、資(zi)(zi)金(jin)鏈(lian)的無縫連接,促進(jin)(jin)產(chan)融(rong)(rong)結(jie)合,增進(jin)(jin)產(chan)融(rong)(rong)交流與合作(zuo),為產(chan)業(ye)(ye)融(rong)(rong)資(zi)(zi)提(ti)供優(you)質(zhi)高效服務。

1.搭建產融(rong)合作(zuo)平(ping)臺。

——建(jian)立中(zhong)小(xiao)企(qi)業(ye)(ye)(ye)融資需求(qiu)庫。及時有效地(di)向轄內(nei)中(zhong)小(xiao)企(qi)業(ye)(ye)(ye)宣傳信貸優惠(hui)相關政策,摸查中(zhong)小(xiao)企(qi)業(ye)(ye)(ye)融資需求(qiu),建(jian)立融資需求(qiu)庫,并做到(dao)動態(tai)更新管理(li)。

——推(tui)(tui)動(dong)金(jin)(jin)融(rong)(rong)機構和(he)(he)企(qi)業(ye)(ye)的(de)對接。依托深交所廣(guang)州(zhou)服務(wu)基地、海(hai)珠廣(guang)場文化金(jin)(jin)融(rong)(rong)商(shang)務(wu)區公(gong)共服務(wu)大廳(ting),發(fa)揮政府投(tou)(tou)資(zi)引導(dao)和(he)(he)帶動(dong)作用,搭(da)建(jian)系列(lie)投(tou)(tou)融(rong)(rong)資(zi)服務(wu)平臺,強化轄區投(tou)(tou)融(rong)(rong)資(zi)對接活動(dong),引導(dao)資(zi)金(jin)(jin)“脫虛向實”,整(zheng)合平臺功(gong)能,圍(wei)繞數據治(zhi)理、平臺搭(da)建(jian)、運營推(tui)(tui)廣(guang)等方面推(tui)(tui)進平臺建(jian)設(she)。安排專(zhuan)人掛點(dian)聯系轄區重(zhong)(zhong)點(dian)金(jin)(jin)融(rong)(rong)機構,與(yu)金(jin)(jin)融(rong)(rong)機構合作舉(ju)辦系列(lie)支小(xiao)金(jin)(jin)融(rong)(rong)服務(wu)對接活動(dong),推(tui)(tui)動(dong)銀(yin)企(qi)對接,助(zhu)力(li)(li)中小(xiao)企(qi)業(ye)(ye)獲得信貸(dai)支持。推(tui)(tui)動(dong)商(shang)業(ye)(ye)銀(yin)行(xing)和(he)(he)重(zhong)(zhong)點(dian)企(qi)業(ye)(ye)、融(rong)(rong)資(zi)擔保公(gong)司和(he)(he)商(shang)業(ye)(ye)銀(yin)行(xing)、融(rong)(rong)資(zi)機構和(he)(he)轄區內商(shang)圈開(kai)展投(tou)(tou)融(rong)(rong)資(zi)對接,促(cu)進企(qi)業(ye)(ye)金(jin)(jin)融(rong)(rong)力(li)(li)和(he)(he)金(jin)(jin)融(rong)(rong)服務(wu)實體經濟能力(li)(li)“雙(shuang)提升”。

2.加大對企業扶持力度。

——健全銀(yin)行(xing)(xing)與企(qi)(qi)業融資需求(qiu)對(dui)接(jie)機(ji)制。加(jia)大政(zheng)策(ce)宣講、傳播(bo)力度,鼓勵轄內(nei)銀(yin)行(xing)(xing)落實差異(yi)化信貸政(zheng)策(ce),引導銀(yin)行(xing)(xing)業金融機(ji)構加(jia)大對(dui)戰略性新興產(chan)業、傳統(tong)產(chan)業技術改造和(he)轉型(xing)升級(ji),優質企(qi)(qi)業間接(jie)融資等的支持力度,推(tui)動轄內(nei)重點銀(yin)行(xing)(xing)舉辦銀(yin)企(qi)(qi)對(dui)接(jie)活(huo)動,積極撮合銀(yin)企(qi)(qi)信息(xi)對(dui)接(jie)。

——擴大產業(ye)引(yin)導基(ji)(ji)金(jin)規模。發(fa)揮財(cai)政(zheng)資(zi)金(jin)的杠桿放大效(xiao)應,聚力(li)金(jin)融資(zi)本(ben)推動傳統產業(ye)數字化轉型和(he)品質化提升。重(zhong)點推動重(zhong)點領域(IAB(新(xin)(xin)一代信息(xi)技術、人工(gong)智能、生物醫藥)產業(ye)與“NEM”(新(xin)(xin)能源、新(xin)(xin)材料)等產業(ye))與金(jin)融資(zi)本(ben)對接,成立產業(ye)引(yin)導基(ji)(ji)金(jin)并不斷擴大規模,采用“母子基(ji)(ji)金(jin)”投(tou)資(zi)方式運作,引(yin)導社(she)會資(zi)本(ben)投(tou)向戰(zhan)略性新(xin)(xin)興產業(ye)、新(xin)(xin)型基(ji)(ji)礎設施建設等重(zhong)點領域。

——健全多層(ceng)次(ci)擔(dan)(dan)(dan)保(bao)體(ti)系完善風險(xian)分(fen)散(san)機(ji)(ji)制(zhi)。研(yan)究設立政(zheng)策性融(rong)資(zi)擔(dan)(dan)(dan)保(bao)公(gong)司,鼓勵融(rong)資(zi)性擔(dan)(dan)(dan)保(bao)機(ji)(ji)構在區內設立分(fen)支機(ji)(ji)構,引導各類(lei)經濟實體(ti)、社(she)會資(zi)金(jin)和外(wai)資(zi)參與組(zu)建融(rong)資(zi)性擔(dan)(dan)(dan)保(bao)機(ji)(ji)構。優化政(zheng)銀企(qi)(qi)(qi)合作模式(shi),構建全方位、多層(ceng)次(ci)的(de)融(rong)資(zi)擔(dan)(dan)(dan)保(bao)體(ti)系,建立完善金(jin)融(rong)機(ji)(ji)構和融(rong)資(zi)性擔(dan)(dan)(dan)保(bao)機(ji)(ji)構的(de)風險(xian)分(fen)擔(dan)(dan)(dan)機(ji)(ji)制(zhi),推進個體(ti)及小微企(qi)(qi)(qi)業(ye)貸款的(de)擔(dan)(dan)(dan)保(bao)創(chuang)新,加(jia)大對中小微企(qi)(qi)(qi)業(ye)的(de)信貸支持(chi),助力產業(ye)加(jia)快發展(zhan)。

(五)注重上市培育,提高企業直接融資比例

積極落實(shi)《廣州市加快(kuai)推進企(qi)業(ye)(ye)上市高質量發(fa)展“領頭羊行動”計(ji)劃(2020—2022年)》要(yao)求,充分(fen)發(fa)揮深交所廣州服務(wu)(wu)(wu)(wu)基地的(de)平臺優勢,不斷吸引律師事(shi)務(wu)(wu)(wu)(wu)所、會計(ji)師事(shi)務(wu)(wu)(wu)(wu)所、投資銀行等機構(gou)聚集(ji)越(yue)秀區,為企(qi)業(ye)(ye)上市提(ti)供(gong)一站式(shi)服務(wu)(wu)(wu)(wu)。鼓(gu)勵并支持企(qi)業(ye)(ye)通(tong)過定向增發(fa)、公開增發(fa)、配股(gu)、可轉債、創(chuang)(chuang)新創(chuang)(chuang)業(ye)(ye)債、綠色(se)債券(quan)、民營企(qi)業(ye)(ye)債務(wu)(wu)(wu)(wu)融(rong)資工(gong)具、資產證券(quan)化等方式(shi)擴大(da)直接融(rong)資規(gui)模。

1.培育上市企業(ye)。

依(yi)托(tuo)深(shen)交所廣州(zhou)服務基地,推動(dong)一(yi)批企(qi)(qi)(qi)業赴深(shen)圳上(shang)(shang)市(shi)。根據轄區產業發展定位和發展重點(dian),構建(jian)符合上(shang)(shang)市(shi)規律的(de)培育(yu)機制,深(shen)入全面開展擬上(shang)(shang)市(shi)企(qi)(qi)(qi)業摸(mo)查梳(shu)理,分(fen)類(lei)分(fen)層建(jian)立(li)擬上(shang)(shang)市(shi)企(qi)(qi)(qi)業庫(ku),及(ji)時(shi)跟進動(dong)態管理。推動(dong)支持轄內企(qi)(qi)(qi)業赴港上(shang)(shang)市(shi)。

2.優化培訓(xun)宣傳。

組(zu)織擬上(shang)(shang)市企業(ye)赴交易(yi)所交流,增強擬上(shang)(shang)市企業(ye)對(dui)上(shang)(shang)市意義的理解(jie)和把握,指導企業(ye)科(ke)學(xue)安排申報進(jin)度。通(tong)過規范(fan)企業(ye)治理結(jie)構及(ji)引入戰略投資(zi)者,促(cu)進(jin)做好上(shang)(shang)市輔導工作,對(dui)條件成熟(shu)的優先(xian)推薦上(shang)(shang)市。

3.加強獎勵扶(fu)持。

兌現有關政策,對企(qi)(qi)(qi)業上市掛牌(pai)給予獎勵,鼓(gu)勵企(qi)(qi)(qi)業在境內外上市掛牌(pai)融資。加大扶持(chi)力(li)度,適當將優質資源向上市掛牌(pai)企(qi)(qi)(qi)業傾斜,增(zeng)強企(qi)(qi)(qi)業市場競(jing)爭力(li),促(cu)進產業升級,助推轄區產業高質量發(fa)展。

4.搭建(jian)上(shang)市綜(zong)合服務平臺。

依托越(yue)富投(tou)資(zi)控股公司搭建企(qi)(qi)業上市綜合服(fu)務平臺,對(dui)(dui)轄區(qu)擬(ni)(ni)上市企(qi)(qi)業進(jin)行(xing)重點(dian)培育(yu)(yu),幫助擬(ni)(ni)上市企(qi)(qi)業與(yu)中介機構(gou)(gou)做好銜接,督促(cu)中介機構(gou)(gou)依法合規進(jin)行(xing)上市輔導(dao)。對(dui)(dui)接投(tou)融資(zi)渠道(dao),積極推動各類投(tou)資(zi)機構(gou)(gou)參與(yu)企(qi)(qi)業股份改(gai)造、上市、并購重組等,引導(dao)社(she)會資(zi)本(ben)向(xiang)科技型(xing)、中早(zao)期項目投(tou)入,將發展股權(quan)投(tou)資(zi)作為培育(yu)(yu)與(yu)推動企(qi)(qi)業上市的重要市場(chang)力量(liang)。

(六)發揮引領作用,鞏固全國小貸行業優勢地位

扎實(shi)做(zuo)好小貸行業監(jian)管(guan)與服務工作(zuo),逐步建成全國小貸行業標桿城區,進(jin)一步服務廣州實(shi)現老城市新活力和“四(si)個出新出彩(cai)”。重點完善(shan)小貸行業管(guan)理(li)制(zhi)(zhi)度(du)(du)、日常(chang)監(jian)管(guan)制(zhi)(zhi)度(du)(du)、監(jian)管(guan)評級制(zhi)(zhi)度(du)(du)、公司治(zhi)理(li)制(zhi)(zhi)度(du)(du),推進(jin)小貸行業標準化建設,提(ti)升小貸行業科技水平,開展(zhan)監(jian)管(guan)沙盒(he)實(shi)驗。

1.完善制度建設,提升監管水平。

——實(shi)施(shi)分(fen)級分(fen)類監管(guan)。對全(quan)區小貸(dai)公(gong)司實(shi)施(shi)監管(guan)評級,并根據(ju)監管(guan)評級結果實(shi)行(xing)(xing)分(fen)級分(fen)類差異化監管(guan)措施(shi),進一步優化監管(guan)資源(yuan)配置,促進小貸(dai)行(xing)(xing)業平穩、有序、高質量發展。

——完善非現(xian)場監(jian)管(guan)系統。升級完善廣州民間金融(rong)(rong)街(jie)非現(xian)場監(jian)管(guan)系統,與全市(shi)小貸公司的(de)業務、財(cai)務管(guan)理系統進行(xing)對接,實(shi)(shi)現(xian)實(shi)(shi)時化(hua)、動(dong)態化(hua)的(de)監(jian)管(guan);按省、市(shi)地方金融(rong)(rong)監(jian)管(guan)局要求(qiu)將數據(ju)接入省非現(xian)場監(jian)管(guan)信息系統及廣州金融(rong)(rong)風險監(jian)測防控中心。

——加強日常監管(guan)(guan)(guan)統(tong)(tong)計(ji)(ji)。依(yi)托廣州民間金(jin)融(rong)(rong)街(jie)非現場監管(guan)(guan)(guan)系統(tong)(tong),組(zu)織小貸公司根據(ju)地方(fang)金(jin)融(rong)(rong)組(zu)織統(tong)(tong)計(ji)(ji)填報要求(qiu)進行數(shu)據(ju)填報,準確反映其(qi)經(jing)營(ying)發展和(he)風險狀況,為金(jin)融(rong)(rong)監管(guan)(guan)(guan)部門提(ti)供真實可靠的數(shu)據(ju)分析來源(yuan),提(ti)高監管(guan)(guan)(guan)效率(lv)。

——完(wan)善(shan)現代企(qi)業制(zhi)度。指(zhi)導轄內小(xiao)貸(dai)(dai)(dai)公司結合(he)(he)實際建立完(wan)善(shan)符合(he)(he)小(xiao)貸(dai)(dai)(dai)行(xing)業發展(zhan)的(de)現代企(qi)業制(zhi)度。鼓勵小(xiao)貸(dai)(dai)(dai)公司設(she)立首席風(feng)(feng)險(xian)官,防范化(hua)(hua)解重大風(feng)(feng)險(xian),保證經營合(he)(he)法合(he)(he)規,加強運用(yong)信息化(hua)(hua)手段進行(xing)風(feng)(feng)險(xian)管控;支持小(xiao)貸(dai)(dai)(dai)公司通過增資(zi)擴股、股權(quan)集中化(hua)(hua)、開展(zhan)股權(quan)激勵等方式(shi)優化(hua)(hua)股權(quan)結構;重點支持互聯網小(xiao)貸(dai)(dai)(dai)公司通過引入世界500強、中國500強等大型企(qi)業集團,進一步優化(hua)(hua)股權(quan)結構、壯大資(zi)本實力。

——貫(guan)徹執行(xing)(xing)(xing)退出(chu)機(ji)制。按照(zhao)《廣州市(shi)地方金融機(ji)構退出(chu)工作指引(2020年版)》(穗金融〔2019〕30號)、《廣州市(shi)地方金融監(jian)管(guan)局關(guan)于印發廣州市(shi)創建全國小(xiao)貸行(xing)(xing)(xing)業標(biao)桿(gan)城市(shi)三年行(xing)(xing)(xing)動計劃(2020—2022年)的(de)通知(zhi)》(穗金融〔2020〕15號)等文(wen)件要求(qiu),對有重(zhong)大違(wei)(wei)法(fa)違(wei)(wei)規行(xing)(xing)(xing)為,或(huo)長(chang)期不開(kai)展業務,拒(ju)不接受(shou)監(jian)管(guan)的(de)小(xiao)貸公(gong)司(si),根據上級主(zhu)管(guan)部門批復(fu),撤銷其小(xiao)額貸款(kuan)業務試點資格(ge),實現小(xiao)貸行(xing)(xing)(xing)業“優(you)勝劣汰(tai)”。

2.深化試驗(yan)先行,打造健康生態。

——推(tui)動(dong)小(xiao)貸行(xing)(xing)業(ye)數(shu)(shu)(shu)字化建(jian)設。鼓勵并推(tui)動(dong)轄內(nei)傳統(tong)(tong)小(xiao)貸使(shi)用標準化、數(shu)(shu)(shu)字化的(de)業(ye)務(wu)系統(tong)(tong)和(he)財務(wu)系統(tong)(tong),提高傳統(tong)(tong)小(xiao)貸公司(si)(si)信息化水平(ping);鼓勵優質互(hu)聯網小(xiao)貸公司(si)(si)先行(xing)(xing)探索(suo)智能合約的(de)應用;探索(suo)推(tui)行(xing)(xing)電子(zi)化的(de)合同文本。至2022年,轄區(qu)內(nei)100%的(de)互(hu)聯網小(xiao)貸公司(si)(si)完(wan)成數(shu)(shu)(shu)字化業(ye)務(wu)管理(li)系統(tong)(tong)建(jian)設,80%的(de)傳統(tong)(tong)小(xiao)貸公司(si)(si)擁有自己的(de)業(ye)務(wu)管理(li)系統(tong)(tong)。

——搭建小貸(dai)(dai)公司(si)綜合(he)服務平臺(tai)。通過綜合(he)服務平臺(tai)的建設,在(zai)風(feng)險管理、對外(wai)融資、處置不良資產等(deng)方(fang)面為小貸(dai)(dai)公司(si)提供數字化、多維度(du)的綜合(he)性服務,降低融資成(cheng)本,拓寬融資渠(qu)道,提升小貸(dai)(dai)公司(si)經營效(xiao)率(lv)和風(feng)險管理水(shui)平。

3.培育領軍企(qi)業,鼓勵創新(xin)發展(zhan)。

——推動提升資(zi)(zi)(zi)(zi)本(ben)實力。鼓勵(li)小(xiao)貸公(gong)司積極實施(shi)增(zeng)資(zi)(zi)(zi)(zi)擴股,支持資(zi)(zi)(zi)(zi)本(ben)公(gong)積、未分(fen)配利(li)潤轉增(zeng)注冊(ce)資(zi)(zi)(zi)(zi)本(ben)。對新(xin)設注冊(ce)資(zi)(zi)(zi)(zi)本(ben)、新(xin)增(zeng)實收資(zi)(zi)(zi)(zi)本(ben)達到一定(ding)規模的(de)小(xiao)貸公(gong)司,按照有關政策給(gei)予獎(jiang)勵(li)。

——實施(shi)差(cha)異化(hua)扶持政策。對監(jian)管(guan)指標優良(liang)的小貸(dai)公司,在經營(ying)地域(yu)、經營(ying)范圍(如: 投貸(dai)聯動(dong)、票據貼現等)、融(rong)資(zi)渠(qu)道(如: 資(zi)產證券化(hua)、同(tong)業拆借等)、融(rong)資(zi)杠桿、單(dan)戶貸(dai)款(kuan)余額(e)上限(xian)、金融(rong)人(ren)(ren)才評(ping)比(bi)、金融(rong)人(ren)(ren)才落戶、子(zi)女教(jiao)育、加快接(jie)入人(ren)(ren)民銀行征信系統等方面給予重(zhong)點支持。

(七)搭建溝通平臺,打造灣區保險協同發展工程

發揮上海保(bao)交(jiao)所南方中心影響力(li),依托(tuo)廣(guang)(guang)東(dong)(dong)(dong)省(sheng)保(bao)險(xian)行業(ye)協會、廣(guang)(guang)東(dong)(dong)(dong)省(sheng)保(bao)險(xian)中介協會,在(zai)現已形成的(de)中英(ying)人壽廣(guang)(guang)東(dong)(dong)(dong)分公司、史(shi)帶(dai)財(cai)險(xian)廣(guang)(guang)東(dong)(dong)(dong)省(sheng)分公司、華泰財(cai)險(xian)廣(guang)(guang)東(dong)(dong)(dong)省(sheng)分公司、友邦保(bao)險(xian)廣(guang)(guang)東(dong)(dong)(dong)分公司區(qu)域總部(bu)龍頭(tou)齊聚的(de)基礎上,搭(da)建(jian)粵(yue)港(gang)澳三(san)地保(bao)險(xian)業(ye)溝(gou)通協調發展(zhan)平(ping)臺(tai),打(da)造粵(yue)港(gang)澳大灣區(qu)保(bao)險(xian)協同發展(zhan)工(gong)程,及時(shi)解決三(san)地協同發展(zhan)中存(cun)在(zai)的(de)問(wen)題與矛(mao)盾,吸引更多(duo)保(bao)險(xian)機構入駐,形成集(ji)聚效(xiao)應(ying)。

1.加快保險(xian)業布(bu)局。

大力(li)引進(jin)保(bao)(bao)(bao)險(xian)(xian)機(ji)(ji)構(gou)總部(bu)和地區(qu)總部(bu),借助廣東省保(bao)(bao)(bao)險(xian)(xian)行業(ye)協(xie)會(hui)(hui)、廣東省保(bao)(bao)(bao)險(xian)(xian)中(zhong)介協(xie)會(hui)(hui)等平臺,召開保(bao)(bao)(bao)險(xian)(xian)機(ji)(ji)構(gou)專場優(you)惠扶持(chi)政策宣講活動,吸引保(bao)(bao)(bao)險(xian)(xian)機(ji)(ji)構(gou)入駐,打造(zao)(zao)集聚(ju)效(xiao)應(ying)。支持(chi)港澳保(bao)(bao)(bao)險(xian)(xian)機(ji)(ji)構(gou)和保(bao)(bao)(bao)險(xian)(xian)中(zhong)介機(ji)(ji)構(gou)在區(qu)內設立獨資或合作機(ji)(ji)構(gou)。依托海(hai)珠廣場文化金融商務區(qu)高端寫(xie)字樓(lou),打造(zao)(zao)保(bao)(bao)(bao)險(xian)(xian)產業(ye)集聚(ju)區(qu)。

2.創新保險產品與服務(wu)。

聯(lian)動(dong)(dong)廣東省(sheng)(sheng)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)行業協會(hui)、廣東省(sheng)(sheng)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)中(zhong)(zhong)介行業協會(hui)兩大保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)平臺以及上海保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)交(jiao)易所南方中(zhong)(zhong)心力量(liang),增(zeng)強(qiang)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)公(gong)司(si)(si)(si)(si)自(zi)主創新(xin)能力,積(ji)(ji)極(ji)培育各保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)公(gong)司(si)(si)(si)(si)新(xin)的(de)業務增(zeng)長點。支持保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)公(gong)司(si)(si)(si)(si)積(ji)(ji)極(ji)運用(yong)網絡、云計算(suan)、大數據、移動(dong)(dong)互聯(lian)網等(deng)新(xin)技術(shu)和科(ke)(ke)技手(shou)段探索創新(xin)產(chan)業服(fu)(fu)務模式。大力推(tui)進條款通(tong)俗化(hua)(hua)和服(fu)(fu)務標(biao)準化(hua)(hua),推(tui)動(dong)(dong)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)公(gong)司(si)(si)(si)(si)轉變(bian)發(fa)展(zhan)方式,提(ti)高服(fu)(fu)務質量(liang),努(nu)力降低經營成本,提(ti)供(gong)質優(you)價廉、誠信規(gui)范的(de)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)產(chan)品和服(fu)(fu)務。建(jian)立保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)機構(gou)、科(ke)(ke)研機構(gou)、中(zhong)(zhong)介機構(gou)和科(ke)(ke)技型企(qi)業等(deng)市(shi)場主體共同參與的(de)科(ke)(ke)技保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)服(fu)(fu)務創新(xin)機制,為(wei)科(ke)(ke)技創新(xin)和成果轉化(hua)(hua)提(ti)供(gong)多層(ceng)次的(de)風險(xian)(xian)(xian)(xian)保(bao)(bao)(bao)(bao)障。

3.為產(chan)業發展提供保(bao)險支持。

充分(fen)發(fa)(fa)揮轄內保(bao)(bao)險(xian)機(ji)構(gou)集(ji)聚(ju)優勢(shi),借助已成功引進的(de)廣東省(sheng)保(bao)(bao)險(xian)行(xing)(xing)業(ye)協會、廣東省(sheng)保(bao)(bao)險(xian)中(zhong)介協會等平(ping)臺,順勢(shi)而(er)為,探索召開(kai)保(bao)(bao)險(xian)機(ji)構(gou)業(ye)務(wu)(wu)創新推進會,匯集(ji)行(xing)(xing)業(ye)人才(cai)力量,研(yan)究開(kai)發(fa)(fa)促進實體產業(ye)發(fa)(fa)展的(de)保(bao)(bao)險(xian)產品,豐富資(zi)(zi)金提供形式(shi),探索建立契合越秀區產業(ye)發(fa)(fa)展需求的(de)保(bao)(bao)費補(bu)貼和(he)風險(xian)補(bu)償機(ji)制(zhi)。推動小(xiao)(xiao)額貸款保(bao)(bao)證保(bao)(bao)險(xian)業(ye)務(wu)(wu)發(fa)(fa)展,完善“政(zheng)銀保(bao)(bao)”模(mo)式(shi)運行(xing)(xing)機(ji)制(zhi),為小(xiao)(xiao)微(wei)企(qi)業(ye)融(rong)資(zi)(zi)提供保(bao)(bao)險(xian)增信服(fu)務(wu)(wu),助力緩解(jie)小(xiao)(xiao)微(wei)企(qi)業(ye)融(rong)資(zi)(zi)難、融(rong)資(zi)(zi)貴問題。

(八)優化營商環境,加快各類金融機構集聚

發揮綜合優勢,以優化營商環(huan)境為(wei)(wei)抓手,以加大政策(ce)力度為(wei)(wei)支撐,加快金融機構集(ji)聚和(he)布局,推動金融業持續、穩定發展。

1.引進總部型企(qi)(qi)業(ye)和創新型企(qi)(qi)業(ye)。

全要素提升海(hai)珠廣場片區環(huan)境(jing)品質(zhi),深度融(rong)(rong)(rong)合(he)文商旅(lv)、高端零售(shou)、金(jin)(jin)融(rong)(rong)(rong)、文化、科(ke)技(ji)資源,重(zhong)(zhong)點吸(xi)引(yin)《財富》500強等(deng)知名榜單金(jin)(jin)融(rong)(rong)(rong)機(ji)構(gou)(gou)、境(jing)內外(wai)重(zhong)(zhong)要性(xing)金(jin)(jin)融(rong)(rong)(rong)機(ji)構(gou)(gou)、國(guo)際性(xing)、區域性(xing)或國(guo)際多邊(bian)合(he)作金(jin)(jin)融(rong)(rong)(rong)機(ji)構(gou)(gou)和(he)金(jin)(jin)融(rong)(rong)(rong)組織等(deng)的(de)總(zong)(zong)(zong)部(bu)、區域總(zong)(zong)(zong)部(bu)或分支機(ji)構(gou)(gou);引(yin)入(ru)國(guo)際型金(jin)(jin)融(rong)(rong)(rong)機(ji)構(gou)(gou)、交(jiao)易平臺(tai)法人總(zong)(zong)(zong)部(bu)或者區域總(zong)(zong)(zong)部(bu),金(jin)(jin)融(rong)(rong)(rong)基礎設施、專(zhuan)業子公司(si)、專(zhuan)營機(ji)構(gou)(gou)等(deng)總(zong)(zong)(zong)部(bu)型項目;吸(xi)引(yin)行業領軍企業或高成長(chang)性(xing)、符合(he)金(jin)(jin)融(rong)(rong)(rong)業發展導向和(he)監管要求的(de)創新金(jin)(jin)融(rong)(rong)(rong)業態,以(yi)及具有國(guo)內外(wai)重(zhong)(zhong)要影響力的(de)金(jin)(jin)融(rong)(rong)(rong)服務機(ji)構(gou)(gou)和(he)相關機(ji)構(gou)(gou)。

2.吸引境外資(zi)本投資(zi)入駐。

貫徹落實金(jin)融支(zhi)(zhi)持粵港(gang)澳(ao)大灣(wan)區(qu)(qu)(qu)(qu)建(jian)(jian)設(she)意見,吸引港(gang)澳(ao)地區(qu)(qu)(qu)(qu)及(ji)海外(wai)各類社會資(zi)(zi)金(jin)為越秀區(qu)(qu)(qu)(qu)現代產業(ye)發展(zhan)和重(zhong)大項(xiang)目建(jian)(jian)設(she)提供(gong)(gong)資(zi)(zi)金(jin)支(zhi)(zhi)持。鼓(gu)勵(li)越秀區(qu)(qu)(qu)(qu)私募股權投(tou)資(zi)(zi)基(ji)(ji)金(jin)和創業(ye)投(tou)資(zi)(zi)企(qi)業(ye)(基(ji)(ji)金(jin))通過(guo)合格(ge)(ge)境外(wai)有(you)限(xian)合伙人(QFLP)吸收境外(wai)機(ji)構(gou)投(tou)資(zi)(zi)者投(tou)資(zi)(zi)越秀區(qu)(qu)(qu)(qu)創新型(xing)企(qi)業(ye)。鼓(gu)勵(li)人民幣合格(ge)(ge)境外(wai)機(ji)構(gou)投(tou)資(zi)(zi)者(RQFII)和合格(ge)(ge)境外(wai)機(ji)構(gou)投(tou)資(zi)(zi)者(QFII)資(zi)(zi)格(ge)(ge)的保險公司為越秀區(qu)(qu)(qu)(qu)現代化產業(ye)發展(zhan)、重(zhong)大項(xiang)目建(jian)(jian)設(she)、基(ji)(ji)礎(chu)設(she)施建(jian)(jian)設(she)提供(gong)(gong)融資(zi)(zi)支(zhi)(zhi)持。鼓(gu)勵(li)經金(jin)融監管部門(men)認定(ding)的港(gang)澳(ao)私募基(ji)(ji)金(jin)參與區(qu)(qu)(qu)(qu)內優質企(qi)業(ye)融資(zi)(zi)。

3.支持各類(lei)金融機構發展。

——支(zhi)持國有(you)商業(ye)銀(yin)(yin)行加快發(fa)展(zhan)。強(qiang)化(hua)與區(qu)內銀(yin)(yin)行機(ji)(ji)構(gou)的溝通聯系(xi),支(zhi)持工商銀(yin)(yin)行、建設銀(yin)(yin)行、中(zhong)國銀(yin)(yin)行三(san)大國有(you)銀(yin)(yin)行地區(qu)總(zong)部(bu)(廣東省分行)及廣發(fa)銀(yin)(yin)行總(zong)部(bu)強(qiang)化(hua)管理,深化(hua)體制機(ji)(ji)制改革,完善內部(bu)控制和風險防范機(ji)(ji)制,轉變業(ye)務(wu)發(fa)展(zhan)模(mo)式(shi)(shi)和盈利(li)模(mo)式(shi)(shi),推進(jin)業(ye)務(wu)融(rong)合與流程再造,培育金(jin)融(rong)服務(wu)品牌(pai),帶動(dong)全區(qu)金(jin)融(rong)業(ye)創新發(fa)展(zhan)。

——支持(chi)金(jin)(jin)(jin)融(rong)機構加快金(jin)(jin)(jin)融(rong)創(chuang)新(xin)。支持(chi)現(xian)(xian)有金(jin)(jin)(jin)融(rong)機構為越秀(xiu)區企(qi)業、居民提供(gong)個性化(hua)、多形式的金(jin)(jin)(jin)融(rong)創(chuang)新(xin)服(fu)務。釋放現(xian)(xian)有金(jin)(jin)(jin)融(rong)機構發展潛力,設立(li)專門或(huo)配(pei)套獎勵,引(yin)導和推動(dong)轄區金(jin)(jin)(jin)融(rong)機構金(jin)(jin)(jin)融(rong)創(chuang)新(xin)活動(dong)。

——加快形(xing)成(cheng)(cheng)新(xin)型金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)機(ji)(ji)(ji)(ji)(ji)構(gou)(gou)集(ji)(ji)(ji)群。集(ji)(ji)(ji)聚(ju)創(chuang)(chuang)新(xin)類非銀行金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)機(ji)(ji)(ji)(ji)(ji)構(gou)(gou)及(ji)金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)中介機(ji)(ji)(ji)(ji)(ji)構(gou)(gou),吸引各(ge)類金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)機(ji)(ji)(ji)(ji)(ji)構(gou)(gou)總(zong)部或分支機(ji)(ji)(ji)(ji)(ji)構(gou)(gou)、創(chuang)(chuang)新(xin)類非銀行金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)機(ji)(ji)(ji)(ji)(ji)構(gou)(gou)以及(ji)資(zi)(zi)信(xin)(xin)(xin)(xin)、擔(dan)(dan)保(bao)、經紀(ji)、租(zu)賃(lin)、代(dai)理(li)等(deng)金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)中介機(ji)(ji)(ji)(ji)(ji)構(gou)(gou)進(jin)駐(zhu)越(yue)秀(xiu)區。規范發(fa)(fa)展(zhan)(zhan)會計(ji)師(shi)事務所(suo)(suo)、律師(shi)事務所(suo)(suo)、評估機(ji)(ji)(ji)(ji)(ji)構(gou)(gou)、擔(dan)(dan)保(bao)機(ji)(ji)(ji)(ji)(ji)構(gou)(gou)、信(xin)(xin)(xin)(xin)用資(zi)(zi)信(xin)(xin)(xin)(xin)評級機(ji)(ji)(ji)(ji)(ji)構(gou)(gou)以及(ji)各(ge)類金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)中介組織,為金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)交易(yi)提(ti)供完(wan)善(shan)服(fu)務,降低金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)風險交易(yi)成(cheng)(cheng)本。推動發(fa)(fa)展(zhan)(zhan)私募股(gu)(gu)權基(ji)金(jin)(jin)(jin)(jin)、風險投(tou)資(zi)(zi)、擔(dan)(dan)保(bao)、融(rong)(rong)(rong)資(zi)(zi)租(zu)賃(lin)、小額信(xin)(xin)(xin)(xin)貸(dai)、信(xin)(xin)(xin)(xin)托、財(cai)務、消費金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)公司等(deng)非銀行金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)機(ji)(ji)(ji)(ji)(ji)構(gou)(gou)在(zai)民間(jian)金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)街集(ji)(ji)(ji)聚(ju)發(fa)(fa)展(zhan)(zhan),形(xing)成(cheng)(cheng)新(xin)型金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)機(ji)(ji)(ji)(ji)(ji)構(gou)(gou)集(ji)(ji)(ji)群,重點(dian)幫助(zhu)中小企業(ye)解決融(rong)(rong)(rong)資(zi)(zi)難(nan)題。探索(suo)在(zai)民間(jian)金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)街建(jian)設一批創(chuang)(chuang)新(xin)創(chuang)(chuang)業(ye)金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)園區,重點(dian)集(ji)(ji)(ji)聚(ju)與(yu)創(chuang)(chuang)新(xin)創(chuang)(chuang)業(ye)密切相關(guan)的私募股(gu)(gu)權投(tou)資(zi)(zi)機(ji)(ji)(ji)(ji)(ji)構(gou)(gou),以及(ji)網(wang)絡(luo)小額貸(dai)款、網(wang)絡(luo)金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)超市、網(wang)絡(luo)金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)大數據挖掘和評估、企業(ye)信(xin)(xin)(xin)(xin)用評價、信(xin)(xin)(xin)(xin)用增級等(deng)機(ji)(ji)(ji)(ji)(ji)構(gou)(gou)。

4.拓寬類(lei)金(jin)融機構功能。

通(tong)過全(quan)要(yao)素(su)的資源外(wai)向(xiang)擴張(zhang),推動(dong)類(lei)金融(rong)機構在文化金融(rong)、科技(ji)金融(rong)、商貿金融(rong)等領(ling)域(yu)發展,逐步滲透到細分行(xing)業的全(quan)領(ling)域(yu),融(rong)入(ru)區域(yu)經濟圈(quan)。制定完善(shan)發展機制,在政府與(yu)市(shi)場之間(jian)達(da)成相對平衡(heng),發展戰略、施政政策、服務措施等保持(chi)穩定,維持(chi)廣州民(min)間(jian)金融(rong)街集聚區對產業部門和要(yao)素(su)的吸引力。

(九)實施金融+戰略,推動多種業態創新發展

依托(tuo)廣州民間金融(rong)街、海珠(zhu)廣場文化金融(rong)商務(wu)區,立(li)足(zu)人(ren)行(xing)(xing)廣州分(fen)行(xing)(xing)、省銀保監局、工(gong)建(jian)中(zhong)行(xing)(xing)省行(xing)(xing)齊聚越(yue)秀的基礎,突出“嶺南文化、創新金融(rong)”特色,大力發展文化金融(rong)、科(ke)技金融(rong)、供應(ying)鏈金融(rong)以(yi)及養老金融(rong)、消費(fei)金融(rong)等多種業態,形(xing)成“3+多”的產(chan)業發展格局。

1.探索創(chuang)建國家文化與(yu)金融(rong)合(he)作(zuo)示范(fan)區。

——加快(kuai)金(jin)融(rong)(rong)與(yu)文(wen)化(hua)產(chan)(chan)業(ye)(ye)融(rong)(rong)合(he)。依托廣州民間金(jin)融(rong)(rong)街(jie)、海珠廣場文(wen)化(hua)金(jin)融(rong)(rong)商務區(qu)(qu),開展(zhan)金(jin)融(rong)(rong)及(ji)類(lei)金(jin)融(rong)(rong)機構支(zhi)持文(wen)化(hua)產(chan)(chan)業(ye)(ye)制度創(chuang)(chuang)新、機制創(chuang)(chuang)新和產(chan)(chan)品(pin)創(chuang)(chuang)新,建設(she)全國(guo)文(wen)化(hua)產(chan)(chan)業(ye)(ye)與(yu)民間金(jin)融(rong)(rong)合(he)作發(fa)展(zhan)先行區(qu)(qu),助(zhu)力國(guo)家文(wen)化(hua)與(yu)金(jin)融(rong)(rong)合(he)作示范(fan)區(qu)(qu)的申報創(chuang)(chuang)建工作。利用越秀參與(yu)投(tou)資設(she)立的廣東省新媒(mei)體(ti)(ti)產(chan)(chan)業(ye)(ye)基金(jin),重(zhong)點支(zhi)持區(qu)(qu)內國(guo)有(you)媒(mei)體(ti)(ti)企業(ye)(ye)新媒(mei)體(ti)(ti)發(fa)展(zhan)項(xiang)目、媒(mei)體(ti)(ti)融(rong)(rong)合(he)發(fa)展(zhan)重(zhong)點基礎(chu)項(xiang)目、傳統媒(mei)體(ti)(ti)產(chan)(chan)業(ye)(ye)轉型升(sheng)級等重(zhong)點項(xiang)目。

——發(fa)展(zhan)(zhan)文(wen)(wen)化(hua)(hua)(hua)(hua)(hua)金(jin)融(rong)機(ji)(ji)構(gou)。加強與金(jin)融(rong)機(ji)(ji)構(gou)戰略(lve)(lve)合(he)作,與銀(yin)行(xing)(xing)簽訂(ding)戰略(lve)(lve)合(he)作協議,專注(zhu)于(yu)扶持(chi)文(wen)(wen)化(hua)(hua)(hua)(hua)(hua)產(chan)(chan)業(ye)。加強與銀(yin)行(xing)(xing)、小貸公司(si)(si)(si)、擔(dan)保(bao)公司(si)(si)(si)、融(rong)資(zi)租賃(lin)公司(si)(si)(si)等(deng)金(jin)融(rong)機(ji)(ji)構(gou)對接,從(cong)業(ye)務(wu)(wu)定位、組織架構(gou)、服(fu)務(wu)(wu)模式、產(chan)(chan)品(pin)創(chuang)新、風險控制(zhi)等(deng)方面(mian)對文(wen)(wen)化(hua)(hua)(hua)(hua)(hua)產(chan)(chan)業(ye)“量身(shen)打造”,培(pei)育專業(ye)文(wen)(wen)化(hua)(hua)(hua)(hua)(hua)金(jin)融(rong)服(fu)務(wu)(wu)團隊。鼓勵(li)銀(yin)行(xing)(xing)建立一批優秀的(de)文(wen)(wen)化(hua)(hua)(hua)(hua)(hua)金(jin)融(rong)專營機(ji)(ji)構(gou)、特色支(zhi)(zhi)行(xing)(xing),支(zhi)(zhi)持(chi)發(fa)起設立文(wen)(wen)化(hua)(hua)(hua)(hua)(hua)銀(yin)行(xing)(xing)、文(wen)(wen)化(hua)(hua)(hua)(hua)(hua)保(bao)險,支(zhi)(zhi)持(chi)發(fa)展(zhan)(zhan)文(wen)(wen)化(hua)(hua)(hua)(hua)(hua)類小額信貸公司(si)(si)(si)。鼓勵(li)證券公司(si)(si)(si)、擔(dan)保(bao)公司(si)(si)(si)、會計師事務(wu)(wu)所、資(zi)信評(ping)估(gu)機(ji)(ji)構(gou)等(deng)中介(jie)機(ji)(ji)構(gou)為文(wen)(wen)化(hua)(hua)(hua)(hua)(hua)企業(ye)在不同(tong)階(jie)段、不同(tong)規模提供不同(tong)的(de)服(fu)務(wu)(wu),重點支(zhi)(zhi)持(chi)專注(zhu)于(yu)文(wen)(wen)化(hua)(hua)(hua)(hua)(hua)產(chan)(chan)業(ye)的(de)文(wen)(wen)化(hua)(hua)(hua)(hua)(hua)信用評(ping)級機(ji)(ji)構(gou)的(de)發(fa)展(zhan)(zhan),培(pei)育文(wen)(wen)化(hua)(hua)(hua)(hua)(hua)企業(ye)信用評(ping)級權(quan)威機(ji)(ji)構(gou);支(zhi)(zhi)持(chi)文(wen)(wen)化(hua)(hua)(hua)(hua)(hua)產(chan)(chan)業(ye)無形資(zi)產(chan)(chan)價(jia)值評(ping)估(gu)機(ji)(ji)構(gou)的(de)發(fa)展(zhan)(zhan),培(pei)育知識產(chan)(chan)權(quan)價(jia)值評(ping)估(gu)權(quan)威機(ji)(ji)構(gou)。

——發(fa)揮文(wen)化(hua)(hua)(hua)金(jin)融(rong)(rong)(rong)服(fu)務(wu)(wu)中(zhong)心作(zuo)用。依(yi)托文(wen)化(hua)(hua)(hua)金(jin)融(rong)(rong)(rong)服(fu)務(wu)(wu)中(zhong)心,定期(qi)開展金(jin)融(rong)(rong)(rong)產品推薦(jian)、投(tou)融(rong)(rong)(rong)資輔導(dao)、上市培訓、文(wen)化(hua)(hua)(hua)金(jin)融(rong)(rong)(rong)沙龍等活動,針對(dui)重(zhong)點(dian)企(qi)業(ye)發(fa)展量身(shen)定制(zhi)金(jin)融(rong)(rong)(rong)方案(an),提供(gong)一站(zhan)式、全流(liu)程文(wen)化(hua)(hua)(hua)金(jin)融(rong)(rong)(rong)服(fu)務(wu)(wu),高(gao)效推動文(wen)化(hua)(hua)(hua)產業(ye)與金(jin)融(rong)(rong)(rong)機構無縫對(dui)接。

——推動(dong)文化(hua)信貸(dai)(dai)(dai)風(feng)險(xian)補(bu)(bu)償。探索建立文化(hua)信貸(dai)(dai)(dai)風(feng)險(xian)補(bu)(bu)償機(ji)制(zhi),推動(dong)銀行(xing)(xing)、小貸(dai)(dai)(dai)公司等金(jin)(jin)融(rong)(rong)及類(lei)金(jin)(jin)融(rong)(rong)機(ji)構(gou)向文化(hua)企(qi)業提(ti)供貸(dai)(dai)(dai)款(kuan),重(zhong)點對北(bei)京路國家級(ji)文化(hua)產業示范(fan)園區(qu)內的金(jin)(jin)融(rong)(rong)機(ji)構(gou)文化(hua)企(qi)業貸(dai)(dai)(dai)款(kuan)進行(xing)(xing)風(feng)險(xian)分擔。

——鼓勵社(she)會(hui)資本廣泛參與。鼓勵社(she)會(hui)資本進(jin)入文(wen)(wen)化市場投(tou)(tou)資相(xiang)關(guan)文(wen)(wen)化產(chan)業(ye),參與歷(li)史街區改造(zao),文(wen)(wen)化基礎(chu)設(she)施(shi)建(jian)設(she)、運營(ying)。加強與省(sheng)創(chuang)投(tou)(tou)協會(hui)、廣州股權(quan)交(jiao)易中心(xin)、廣州市文(wen)(wen)化金(jin)融服(fu)務中心(xin)、廣州市科(ke)技金(jin)融服(fu)務中心(xin)等機構合作,籌建(jian)文(wen)(wen)化產(chan)業(ye)投(tou)(tou)資聯(lian)盟,推動各(ge)類風(feng)險投(tou)(tou)資基金(jin)、私募股權(quan)基金(jin)、產(chan)業(ye)投(tou)(tou)資基金(jin)集(ji)聚,構筑文(wen)(wen)化產(chan)業(ye)風(feng)投(tou)(tou)創(chuang)投(tou)(tou)生態圈(quan)。

——推動金融機構產品創新。鼓勵銀行、小貸公司等金融機構針對文化產業資產特性和發展需求創新文化金融產品,為文化企業提供專屬融資產品和信貸服務,探索以版權所有:亚博网页版-亚博网页登陆有限公司

——支持企(qi)業(ye)發(fa)(fa)行文(wen)(wen)化產(chan)業(ye)專項債券。發(fa)(fa)揮企(qi)業(ye)債券對文(wen)(wen)化產(chan)業(ye)發(fa)(fa)展的融資(zi)促(cu)進作用,支持企(qi)業(ye)發(fa)(fa)行用于新聞出版發(fa)(fa)行、廣播(bo)電(dian)視電(dian)影、文(wen)(wen)化藝(yi)術(shu)服務(wu)、文(wen)(wen)化創意和(he)設計服務(wu)等文(wen)(wen)化產(chan)品生(sheng)產(chan)項目(mu),以(yi)及直接為文(wen)(wen)化產(chan)品生(sheng)產(chan)服務(wu)的文(wen)(wen)化產(chan)業(ye)園區等項目(mu)的專項債券,提高(gao)文(wen)(wen)化企(qi)業(ye)融資(zi)能力。

——創(chuang)新(xin)文(wen)(wen)化金融(rong)(rong)對外合(he)作(zuo)(zuo)模式。積極利用國家級文(wen)(wen)化產(chan)業(ye)示范園區(qu)(qu)、全國民間金融(rong)(rong)產(chan)業(ye)發展示范區(qu)(qu)、全國金融(rong)(rong)科技先行試驗區(qu)(qu)、廣(guang)東省首批創(chuang)新(xin)創(chuang)業(ye)金融(rong)(rong)街試點(dian)區(qu)(qu)等平臺和(he)政策(ce)優勢,深化與(yu)北京東城(cheng)、江(jiang)蘇南京、浙江(jiang)寧波(bo)等全國各文(wen)(wen)化金融(rong)(rong)合(he)作(zuo)(zuo)示范籌建區(qu)(qu)域的聯系協(xie)(xie)作(zuo)(zuo)。加強(qiang)與(yu)南沙、天(tian)河(he)、海珠、黃埔等兄弟(di)城(cheng)區(qu)(qu)的聯系協(xie)(xie)作(zuo)(zuo),建設文(wen)(wen)化金融(rong)(rong)合(he)作(zuo)(zuo)樞(shu)紐,在(zai)此基(ji)礎上(shang)以(yi)樞(shu)紐加網絡的模式推動粵港澳大灣區(qu)(qu)文(wen)(wen)化金融(rong)(rong)合(he)作(zuo)(zuo)。

2.打造(zao)科技金融發(fa)展新高地。

——構(gou)(gou)建(jian)多元化(hua)科(ke)(ke)技金融支撐體系。大(da)力發展(zhan)風(feng)險投(tou)資(zi)(zi),引入優(you)秀股權投(tou)資(zi)(zi)機構(gou)(gou),探索設(she)立(li)區級(ji)創業投(tou)資(zi)(zi)基(ji)金,鼓勵各類金融機構(gou)(gou)和(he)(he)銀行科(ke)(ke)技支行,開展(zhan)面(mian)向科(ke)(ke)技型企業的投(tou)貸(dai)聯動、知識(shi)產(chan)權質押等科(ke)(ke)技金融服務。強化(hua)知識(shi)產(chan)權保護和(he)(he)運用,建(jian)立(li)知識(shi)產(chan)權質押融資(zi)(zi)機制(zhi)。

——推動(dong)科(ke)(ke)技(ji)(ji)金(jin)融資(zi)(zi)源有(you)效對(dui)(dui)接(jie)。探索完(wan)善“全鏈條”、多(duo)工具協同的(de)(de)金(jin)融扶持機制。發揮(hui)科(ke)(ke)技(ji)(ji)引導基金(jin)作用(yong),積極探索與專業(ye)(ye)化(hua)創(chuang)業(ye)(ye)投(tou)(tou)(tou)資(zi)(zi)機構(gou)合作,設立(li)專業(ye)(ye)化(hua)產業(ye)(ye)(創(chuang)業(ye)(ye))引導基金(jin),引導社會資(zi)(zi)金(jin)對(dui)(dui)科(ke)(ke)技(ji)(ji)企業(ye)(ye)投(tou)(tou)(tou)資(zi)(zi),帶動(dong)金(jin)融機構(gou)貸(dai)款。推廣知識產權質押、產業(ye)(ye)鏈融資(zi)(zi)、投(tou)(tou)(tou)貸(dai)聯動(dong)、股權質押融資(zi)(zi)等新型融資(zi)(zi)產品(pin)。通過(guo)創(chuang)新模(mo)式構(gou)建包括科(ke)(ke)技(ji)(ji)信貸(dai)、天使投(tou)(tou)(tou)資(zi)(zi)、創(chuang)業(ye)(ye)投(tou)(tou)(tou)資(zi)(zi)、科(ke)(ke)技(ji)(ji)保險、融資(zi)(zi)租賃等在內的(de)(de)創(chuang)新創(chuang)業(ye)(ye)金(jin)融服務體(ti)系,打造具有(you)特色的(de)(de)多(duo)元化(hua)、多(duo)層次、多(duo)渠(qu)道科(ke)(ke)技(ji)(ji)投(tou)(tou)(tou)融資(zi)(zi)體(ti)系。

——推動科(ke)(ke)(ke)技(ji)創(chuang)新企(qi)業(ye)掛牌上(shang)(shang)市(shi)(shi)。支持科(ke)(ke)(ke)技(ji)企(qi)業(ye)通過主板(ban)、科(ke)(ke)(ke)技(ji)板(ban)、中小板(ban)、創(chuang)業(ye)板(ban)、新三板(ban)、區(qu)域股權交易市(shi)(shi)場、眾籌平臺等獲得多層次融(rong)資支持。做好科(ke)(ke)(ke)創(chuang)板(ban)準(zhun)上(shang)(shang)市(shi)(shi)企(qi)業(ye)的(de)(de)篩(shai)選和服(fu)務工(gong)作,充分(fen)篩(shai)選細(xi)分(fen)行業(ye)的(de)(de)龍(long)頭企(qi)業(ye),尤其是在(zai)(zai)國內(nei)當前制度框架內(nei)難以上(shang)(shang)市(shi)(shi)的(de)(de)“隱(yin)形冠軍”和擁有核心技(ji)術的(de)(de)企(qi)業(ye),為(wei)企(qi)業(ye)在(zai)(zai)科(ke)(ke)(ke)創(chuang)板(ban)上(shang)(shang)市(shi)(shi)提(ti)供針對性(xing)服(fu)務。對登陸科(ke)(ke)(ke)創(chuang)板(ban)上(shang)(shang)市(shi)(shi)的(de)(de)企(qi)業(ye)給(gei)(gei)予(yu)(yu)獎(jiang)勵(li),對在(zai)(zai)科(ke)(ke)(ke)創(chuang)板(ban)等境內(nei)外證券交易所首發上(shang)(shang)市(shi)(shi)的(de)(de)高(gao)(gao)科(ke)(ke)(ke)技(ji)企(qi)業(ye),區(qu)級財(cai)政分(fen)階段給(gei)(gei)予(yu)(yu)獎(jiang)勵(li),提(ti)高(gao)(gao)企(qi)業(ye)上(shang)(shang)市(shi)(shi)融(rong)資積極性(xing),增(zeng)強企(qi)業(ye)登陸科(ke)(ke)(ke)創(chuang)板(ban)的(de)(de)內(nei)在(zai)(zai)動力。

3.加快(kuai)發展(zhan)供應鏈金融。

——鼓(gu)勵(li)類金(jin)融(rong)機構創新供應(ying)鏈(lian)金(jin)融(rong)服(fu)務(wu)。鼓(gu)勵(li)轄內小(xiao)額(e)貸(dai)款、商業保理、融(rong)資(zi)擔保、融(rong)資(zi)租賃等(deng)類金(jin)融(rong)機構充分利用資(zi)源,依托(tuo)母公司開(kai)發(fa)供應(ying)鏈(lian)金(jin)融(rong)產(chan)(chan)品(pin)(pin),進一步提高(gao)金(jin)融(rong)產(chan)(chan)品(pin)(pin)與供應(ying)鏈(lian)現實場景的(de)(de)(de)融(rong)合度,滿足(zu)實體(ti)(ti)(ti)產(chan)(chan)業發(fa)展的(de)(de)(de)實際需要,提供優質增值服(fu)務(wu)和(he)體(ti)(ti)(ti)驗(yan),降低產(chan)(chan)品(pin)(pin)風險發(fa)生的(de)(de)(de)可能(neng)性。支持優質小(xiao)額(e)貸(dai)款公司開(kai)展票據貼現業務(wu)。打造集貨品(pin)(pin)配送(song)、支付(fu)結算、賬務(wu)管理、資(zi)金(jin)清算、供應(ying)鏈(lian)金(jin)融(rong)等(deng)功(gong)能(neng)為一體(ti)(ti)(ti)的(de)(de)(de)專業市(shi)場現代物流體(ti)(ti)(ti)。推廣商圈融(rong)資(zi)等(deng)金(jin)融(rong)創新產(chan)(chan)品(pin)(pin)和(he)服(fu)務(wu)。

——支持大(da)型集(ji)團(tuan)(tuan)企業(ye)(ye)設立(li)財務(wu)(wu)(wu)(wu)公司。發(fa)(fa)動優(you)質(zhi)企業(ye)(ye)集(ji)團(tuan)(tuan)成(cheng)立(li)財務(wu)(wu)(wu)(wu)公司,專(zhuan)門負責(ze)集(ji)團(tuan)(tuan)財務(wu)(wu)(wu)(wu)運(yun)營(ying)業(ye)(ye)務(wu)(wu)(wu)(wu),為集(ji)團(tuan)(tuan)成(cheng)員單位提供低成(cheng)本、個(ge)性化、專(zhuan)業(ye)(ye)化的金融(rong)服務(wu)(wu)(wu)(wu),為集(ji)團(tuan)(tuan)母公司的戰略發(fa)(fa)展(zhan)(zhan)提供新鮮血液(ye),發(fa)(fa)展(zhan)(zhan)壯大(da)集(ji)團(tuan)(tuan)業(ye)(ye)務(wu)(wu)(wu)(wu)體量,暢通(tong)產(chan)業(ye)(ye)上下(xia)游金融(rong)服務(wu)(wu)(wu)(wu)渠道(dao),護航助(zhu)力產(chan)業(ye)(ye)鏈供應鏈穩(wen)定,推動實體產(chan)業(ye)(ye)高質(zhi)量發(fa)(fa)展(zhan)(zhan)。

——推動(dong)(dong)供(gong)應(ying)(ying)鏈金(jin)(jin)(jin)融線(xian)(xian)上化(hua)(hua)。搭建(jian)線(xian)(xian)上供(gong)應(ying)(ying)鏈金(jin)(jin)(jin)融服(fu)務平臺,拓寬供(gong)應(ying)(ying)鏈金(jin)(jin)(jin)融的(de)范圍邊界,實現資源整合,優化(hua)(hua)物流鏈、資金(jin)(jin)(jin)鏈和信息(xi)鏈,為大型企(qi)業(ye)和上下游中(zhong)小企(qi)業(ye)提供(gong)專業(ye)化(hua)(hua)和定制化(hua)(hua)的(de)金(jin)(jin)(jin)融服(fu)務,充分(fen)掌(zhang)握借(jie)款(kuan)(kuan)企(qi)業(ye)信息(xi),衡量實際還(huan)款(kuan)(kuan)能(neng)力,為實時審批與(yu)自(zi)動(dong)(dong)放款(kuan)(kuan)提供(gong)基礎(chu),提高企(qi)業(ye)資金(jin)(jin)(jin)周轉(zhuan)率,提升(sheng)資金(jin)(jin)(jin)利用(yong)效率,降低(di)中(zhong)小企(qi)業(ye)融資成本。

——加強供(gong)(gong)(gong)(gong)應(ying)鏈信(xin)用和監管服務體(ti)系建(jian)設。推動金(jin)融機構、供(gong)(gong)(gong)(gong)應(ying)鏈核(he)心企業(ye)建(jian)立債項評級和主體(ti)評級相結(jie)合的(de)(de)風險控制體(ti)系,加強供(gong)(gong)(gong)(gong)應(ying)鏈大數據分析(xi)和應(ying)用,確保(bao)借貸資金(jin)基(ji)于真實交(jiao)易(yi),加強對供(gong)(gong)(gong)(gong)應(ying)鏈金(jin)融的(de)(de)風險監控,提高金(jin)融機構事(shi)中事(shi)后風險管理水平,確保(bao)資金(jin)流向實體(ti)經濟,有效彌補行業(ye)現存“短(duan)板”。

4.推動(dong)多(duo)種業(ye)態(tai)創新發展(zhan)。

——促進(jin)養(yang)(yang)老金(jin)(jin)(jin)融(rong)發(fa)(fa)展。鼓(gu)勵越秀金(jin)(jin)(jin)融(rong)機構(gou)將支(zhi)(zhi)持養(yang)(yang)老服(fu)務業、發(fa)(fa)展個人(ren)養(yang)(yang)老相關的(de)金(jin)(jin)(jin)融(rong)業務和戰略轉型相結合(he),探(tan)索(suo)建立養(yang)(yang)老金(jin)(jin)(jin)融(rong)事業部制。支(zhi)(zhi)持越秀金(jin)(jin)(jin)融(rong)機構(gou)符合(he)條件的(de)分支(zhi)(zhi)機構(gou)組建服(fu)務養(yang)(yang)老的(de)金(jin)(jin)(jin)融(rong)發(fa)(fa)展專(zhuan)業團隊、特色分(支(zhi)(zhi))行等多(duo)種形式的(de)金(jin)(jin)(jin)融(rong)服(fu)務專(zhuan)營機構(gou)。

——加快消(xiao)(xiao)費(fei)金(jin)(jin)融發展。引導(dao)銀行(xing)機構擴(kuo)大金(jin)(jin)融IC卡在網絡購物、旅游休閑(xian)等領域的應(ying)用(yong)。鼓勵銀行(xing)業金(jin)(jin)融機構運用(yong)大數據分(fen)析(xi)等技術(shu),研發標準化(hua)網絡小額信用(yong)貸款,推(tui)廣“一(yi)次授信、循環使用(yong)”,打造自助(zhu)式(shi)消(xiao)(xiao)費(fei)貸款平臺。推(tui)動金(jin)(jin)融機構與電(dian)信運營商、電(dian)商企(qi)業合(he)作拓展移動金(jin)(jin)融運用(yong)場景。開展個人消(xiao)(xiao)費(fei)貸款業務,支持居(ju)民擴(kuo)大消(xiao)(xiao)費(fei)需求。

——財富(fu)管(guan)理(li)。以建設“千年商都、財富(fu)名區”為目標,重點新(xin)設和引進非(fei)銀行金融(rong)機構、專業性保險公司(si)(si)、合資證券公司(si)(si)、資產管(guan)理(li)公司(si)(si)、全球知(zhi)名主權財富(fu)基(ji)金、養老(lao)基(ji)金、對沖基(ji)金等(deng)。探索在(zai)廣(guang)州民間金融(rong)街建設華(hua)南(nan)財富(fu)管(guan)理(li)中心(xin)業務撮合交易平臺。建立理(li)財規(gui)劃(hua)師證書(CHFP、AFP、RFP、CFP、CFC、CWM等(deng))互(hu)通認證制度。

(十)強化監管職能,防范化解金融風險

建立金融風險常態化防范機制,維護金融穩定,筑牢金融風險“防火墻”。充分利用接入廣東省地方金融風險防控平臺進行非現場監管、網絡輿情監測、金融風險監測預警等功能,及時在線上發現轄區內高風險企業和重點監測企業,搭建信息化防控的“天羅”,結合區內各街道實施多年的網格化管理,重點商務樓宇的物業管理織造群眾廣泛參與的“地網”,對發現的危害金融穩定線索依法實地核查,及時立案查處、快速偵辦,予以堅決打擊。

1.構建綜合立體式風險監控體系(xi)。

聯合(he)(he)職能部(bu)門(men)與相關街道(dao)(dao),建(jian)(jian)立(li)(li)常(chang)態(tai)化監(jian)測、防(fang)控(kong)機(ji)制(zhi),構(gou)建(jian)(jian)起多(duo)部(bu)門(men)協(xie)同的(de)綜合(he)(he)立(li)(li)體式風險(xian)(xian)(xian)監(jian)控(kong)體系,與市互金(jin)(jin)協(xie)會加強(qiang)合(he)(he)作(zuo),完善區域性金(jin)(jin)融(rong)(rong)風險(xian)(xian)(xian)的(de)監(jian)測、預警和評估機(ji)制(zhi)。設立(li)(li)區級金(jin)(jin)融(rong)(rong)風險(xian)(xian)(xian)專項(xiang)應(ying)對處(chu)置工(gong)作(zuo)機(ji)制(zhi),堅決打擊各類違法(fa)違規金(jin)(jin)融(rong)(rong)活動,加強(qiang)地(di)方金(jin)(jin)融(rong)(rong)監(jian)管薄弱環節制(zhi)度(du)建(jian)(jian)設。配合(he)(he)處(chu)置網貸(dai)平臺(tai)相關風險(xian)(xian)(xian)并做(zuo)(zuo)好(hao)(hao)屬地(di)維穩工(gong)作(zuo),按照“一(yi)企(qi)一(yi)策”原(yuan)則做(zuo)(zuo)好(hao)(hao)重點領域、重點企(qi)業風險(xian)(xian)(xian)防(fang)范和處(chu)置。大力發展非法(fa)集資風險(xian)(xian)(xian)監(jian)測預警信息員(yuan)(yuan),將街道(dao)(dao)網格(ge)員(yuan)(yuan)、重點樓(lou)宇物(wu)管員(yuan)(yuan)、地(di)方金(jin)(jin)融(rong)(rong)企(qi)業從業人(ren)員(yuan)(yuan)等(deng)納入信息員(yuan)(yuan)隊(dui)伍。

2.規范發展新業態

按照(zhao)“鼓勵創(chuang)新(xin)、防范風險、趨利避害、健(jian)康發展”的(de)總體(ti)要求(qiu),遵循“依(yi)法監(jian)(jian)管(guan)(guan)(guan)、適度監(jian)(jian)管(guan)(guan)(guan)、分類監(jian)(jian)管(guan)(guan)(guan)、協同監(jian)(jian)管(guan)(guan)(guan)、創(chuang)新(xin)監(jian)(jian)管(guan)(guan)(guan)”的(de)原則,落實(shi)監(jian)(jian)管(guan)(guan)(guan)責任,明確風險底線,保(bao)護合(he)法經(jing)(jing)營,堅決打(da)擊違法違規(gui)行(xing)為,積極營造扶優限劣的(de)新(xin)金融(rong)業態發展環境。加(jia)快完善(shan)小貸公司(si)監(jian)(jian)管(guan)(guan)(guan)指標體(ti)系,對小貸公司(si)的(de)日常經(jing)(jing)營情況、防風險能力進行(xing)綜合(he)評(ping)定,并依(yi)據評(ping)定等級(ji)的(de)不(bu)同給予不(bu)同監(jian)(jian)管(guan)(guan)(guan)政策,實(shi)現扶優限劣。深入開展P2P網絡借貸專項(xiang)整治,堅決守住不(bu)發生區域性(xing)(xing)系統性(xing)(xing)金融(rong)風險底線。

3.加強地方金融機構日常監管

落(luo)實地(di)方金(jin)融(rong)(rong)機(ji)構主體責(ze)任,建立健全(quan)高效、系統(tong)的內部管(guan)理體系,健全(quan)應急處置預案和機(ji)制(zhi)。每月統(tong)計分(fen)析小貸公司月度經營(ying)財(cai)報,每年開展一次全(quan)面現場檢查,對小貸公司的公司治理、業務(wu)情(qing)況(kuang)、系統(tong)建設(she)、財(cai)務(wu)數據(ju)等進行全(quan)方位檢查。做好商(shang)業保理、融(rong)(rong)資租(zu)賃(lin)等其他地(di)方金(jin)融(rong)(rong)機(ji)構監管(guan)的前期研(yan)究,編(bian)撰典當行、融(rong)(rong)資租(zu)賃(lin)等地(di)方金(jin)融(rong)(rong)機(ji)構的管(guan)理政策(ce)匯編(bian)。

五、保障措施

(一)加強組織領導

加(jia)強對(dui)全區金(jin)(jin)融(rong)(rong)(rong)工(gong)作的(de)(de)(de)領導和(he)協調(diao),建立(li)與(yu)(yu)人民銀(yin)行廣(guang)州分行、廣(guang)東銀(yin)保監(jian)(jian)局(ju)、省地(di)方(fang)金(jin)(jin)融(rong)(rong)(rong)監(jian)(jian)管局(ju)、市地(di)方(fang)金(jin)(jin)融(rong)(rong)(rong)監(jian)(jian)管局(ju)等(deng)上級(ji)金(jin)(jin)融(rong)(rong)(rong)監(jian)(jian)管部門的(de)(de)(de)日常溝(gou)通機(ji)制,及時了(le)解(jie)和(he)跟進(jin)中央到地(di)方(fang)的(de)(de)(de)金(jin)(jin)融(rong)(rong)(rong)政(zheng)策和(he)監(jian)(jian)管政(zheng)策。加(jia)強與(yu)(yu)各(ge)行業協會、重點金(jin)(jin)融(rong)(rong)(rong)機(ji)構的(de)(de)(de)協調(diao)聯動,加(jia)強與(yu)(yu)各(ge)金(jin)(jin)融(rong)(rong)(rong)發(fa)達城區等(deng)的(de)(de)(de)交流(liu)(liu),建立(li)常態(tai)化(hua)的(de)(de)(de)溝(gou)通機(ji)制。提(ti)高政(zheng)府服(fu)務(wu)(wu)能力和(he)服(fu)務(wu)(wu)效率,搭建金(jin)(jin)融(rong)(rong)(rong)各(ge)業態(tai)之間、銀(yin)企(qi)之間的(de)(de)(de)交流(liu)(liu)合(he)作平臺,滿(man)足金(jin)(jin)融(rong)(rong)(rong)企(qi)業的(de)(de)(de)個(ge)性(xing)化(hua)需求。根據工(gong)作需要不定(ding)期(qi)組織召開(kai)工(gong)作會議,形成(cheng)政(zheng)府總牽頭、各(ge)部門和(he)對(dui)口業務(wu)(wu)單位(wei)分工(gong)協作,上下協同推(tui)進(jin)的(de)(de)(de)工(gong)作局(ju)面(mian)。

(二)健全政策體系。

圍繞越秀金融(rong)(rong)(rong)業(ye)發(fa)(fa)展(zhan)的(de)重(zhong)點領域,結合(he)國(guo)際國(guo)內(nei)經濟金融(rong)(rong)(rong)形勢,加強(qiang)金融(rong)(rong)(rong)研究,引導越秀區金融(rong)(rong)(rong)業(ye)健(jian)(jian)康(kang)發(fa)(fa)展(zhan)。對標全省(sheng)乃至全國(guo)完善(shan)加快金融(rong)(rong)(rong)業(ye)發(fa)(fa)展(zhan)的(de)政(zheng)(zheng)策(ce)(ce)措施,健(jian)(jian)全金融(rong)(rong)(rong)創新、金融(rong)(rong)(rong)機構培育、金融(rong)(rong)(rong)產業(ye)集聚、擴大融(rong)(rong)(rong)資(zi)規模等(deng)方面的(de)激勵和保(bao)障機制(zhi)。堅(jian)持“企業(ye)為(wei)主、人(ren)才(cai)為(wei)本(ben)、載體為(wei)基”思路,構筑“1+1+3+N”政(zheng)(zheng)策(ce)(ce)體系,出臺政(zheng)(zheng)策(ce)(ce)落實(shi)細則(ze),以企業(ye)扶持需(xu)求為(wei)導向,簡化政(zheng)(zheng)策(ce)(ce)兌現流程,制(zhi)定(ding)“組合(he)式(shi)”的(de)產融(rong)(rong)(rong)合(he)作(zuo)自選政(zheng)(zheng)策(ce)(ce)包。貫徹落實(shi)各項(xiang)(xiang)支持金融(rong)(rong)(rong)業(ye)發(fa)(fa)展(zhan)的(de)稅收(shou)(shou)(shou)優(you)惠(hui)政(zheng)(zheng)策(ce)(ce),按規定(ding)對符合(he)條件的(de)金融(rong)(rong)(rong)企業(ye)給予增值稅、企業(ye)所(suo)得稅等(deng)稅收(shou)(shou)(shou)優(you)惠(hui)。加強(qiang)金融(rong)(rong)(rong)、財政(zheng)(zheng)、產業(ye)政(zheng)(zheng)策(ce)(ce)的(de)協調配合(he),完善(shan)市(shi)場(chang)準入、稅費減免、用地保(bao)障等(deng)政(zheng)(zheng)策(ce)(ce)措施。大力推動制(zhi)度對接,重(zhong)點加強(qiang)與南沙、前海、橫琴(qin)自貿區對接,吸收(shou)(shou)(shou)轉化一(yi)批(pi)(pi)改(gai)革(ge)政(zheng)(zheng)策(ce)(ce),推動先行先試一(yi)批(pi)(pi)改(gai)革(ge)事項(xiang)(xiang),復(fu)制(zhi)推廣一(yi)批(pi)(pi)先進經驗。

(三)提供資金支持

安排(pai)金(jin)(jin)(jin)(jin)(jin)融(rong)發(fa)展專項資(zi)(zi)金(jin)(jin)(jin)(jin)(jin),對服(fu)務重(zhong)點產(chan)業(ye)及薄弱(ruo)環節的金(jin)(jin)(jin)(jin)(jin)融(rong)機構,給予獎勵、貼息或風險補償。統籌安排(pai)財政(zheng)資(zi)(zi)金(jin)(jin)(jin)(jin)(jin),構建完善政(zheng)府股權投資(zi)(zi)基金(jin)(jin)(jin)(jin)(jin)體系,通過(guo)發(fa)展壯(zhuang)大(da)產(chan)業(ye)引導基金(jin)(jin)(jin)(jin)(jin),探索設立科技創(chuang)業(ye)天使暨種子(zi)基金(jin)(jin)(jin)(jin)(jin)、知識產(chan)權運營基金(jin)(jin)(jin)(jin)(jin)、現代(dai)服(fu)務業(ye)跟投基金(jin)(jin)(jin)(jin)(jin)、“海絲(si)基金(jin)(jin)(jin)(jin)(jin)”等(deng)政(zheng)府股權投資(zi)(zi)基金(jin)(jin)(jin)(jin)(jin),發(fa)揮財政(zheng)資(zi)(zi)金(jin)(jin)(jin)(jin)(jin)的放大(da)效應,吸引社會資(zi)(zi)本積極參與,支(zhi)持種子(zi)期、初創(chuang)成長型中(zhong)小企業(ye)和戰略(lve)性新興產(chan)業(ye)、先(xian)進制造業(ye)加快發(fa)展,為金(jin)(jin)(jin)(jin)(jin)融(rong)支(zhi)持產(chan)業(ye)穩增長調結構增效益提供正向激勵。

(四)優化營商環境

加(jia)強(qiang)硬環境(jing)建設(she)(she),整合(he)(he)轄區內可用(yong)于(yu)金(jin)(jin)融(rong)(rong)(rong)企業入駐(zhu)的(de)樓宇、建筑,吸引(yin)銀(yin)行及非(fei)銀(yin)行金(jin)(jin)融(rong)(rong)(rong)機構(gou)入駐(zhu)越秀區。完善(shan)(shan)金(jin)(jin)融(rong)(rong)(rong)信(xin)用(yong)體系(xi),加(jia)強(qiang)金(jin)(jin)融(rong)(rong)(rong)市場參與(yu)者的(de)誠信(xin)教育和(he)個人征信(xin)知識的(de)宣傳(chuan),支(zhi)持(chi)電子商務(wu)(wu)信(xin)用(yong)平(ping)臺建設(she)(she),促進各征信(xin)系(xi)統(tong)(tong)間的(de)信(xin)息溝通與(yu)合(he)(he)作,營造良好的(de)信(xin)用(yong)環境(jing)。繼(ji)續發揮媒體在(zai)(zai)優化信(xin)用(yong)環境(jing)中(zhong)的(de)作用(yong),努力營造守信(xin)用(yong)、講信(xin)用(yong)的(de)社會風氣。加(jia)強(qiang)法制建設(she)(she),建立(li)和(he)完善(shan)(shan)金(jin)(jin)融(rong)(rong)(rong)監管(guan)機構(gou)和(he)司法、公(gong)安等部(bu)門的(de)聯(lian)合(he)(he)辦案和(he)執法制度,依法加(jia)大對(dui)金(jin)(jin)融(rong)(rong)(rong)市場違(wei)法違(wei)規行為的(de)打擊(ji)力度。推進金(jin)(jin)融(rong)(rong)(rong)系(xi)統(tong)(tong)反腐(fu)倡廉的(de)制度建設(she)(she),打擊(ji)金(jin)(jin)融(rong)(rong)(rong)系(xi)統(tong)(tong)職務(wu)(wu)犯罪(zui),強(qiang)化重要崗位人員和(he)重要業務(wu)(wu)的(de)管(guan)理,嚴防操作風險(xian)。提升金(jin)(jin)融(rong)(rong)(rong)品牌形象,增設(she)(she)金(jin)(jin)融(rong)(rong)(rong)標識,在(zai)(zai)民間金(jin)(jin)融(rong)(rong)(rong)街等金(jin)(jin)融(rong)(rong)(rong)機構(gou)集中(zhong)地區,為金(jin)(jin)融(rong)(rong)(rong)機構(gou)樹立(li)戶外標識提供幫助。

(五)深化區域合作

深(shen)(shen)化(hua)(hua)與(yu)港(gang)澳在科技服(fu)(fu)(fu)務(wu)、專業(ye)(ye)服(fu)(fu)(fu)務(wu)、文化(hua)(hua)創(chuang)(chuang)意、現(xian)代(dai)金(jin)融(rong)(rong)等(deng)現(xian)代(dai)服(fu)(fu)(fu)務(wu)業(ye)(ye)領(ling)域的(de)(de)(de)合(he)(he)作(zuo)(zuo)(zuo)發(fa)展(zhan)(zhan),大(da)力引進港(gang)澳一流服(fu)(fu)(fu)務(wu)型企業(ye)(ye)和機構。加強(qiang)(qiang)與(yu)港(gang)澳地區(qu)(qu)(qu)的(de)(de)(de)區(qu)(qu)(qu)域金(jin)融(rong)(rong)融(rong)(rong)合(he)(he),促進金(jin)融(rong)(rong)行業(ye)(ye)協會(hui)(hui)、中介(jie)機構協會(hui)(hui)的(de)(de)(de)交流,構建(jian)區(qu)(qu)(qu)域金(jin)融(rong)(rong)合(he)(he)作(zuo)(zuo)(zuo)平臺,推動與(yu)港(gang)澳金(jin)融(rong)(rong)市(shi)場(chang)體(ti)系、金(jin)融(rong)(rong)管理等(deng)方(fang)面(mian)(mian)的(de)(de)(de)對接(jie)(jie)。深(shen)(shen)化(hua)(hua)與(yu)上(shang)海市(shi)、深(shen)(shen)圳市(shi)、天津(jin)市(shi)等(deng)金(jin)融(rong)(rong)發(fa)達地區(qu)(qu)(qu)的(de)(de)(de)交流與(yu)戰略(lve)合(he)(he)作(zuo)(zuo)(zuo),擴大(da)海外交流合(he)(he)作(zuo)(zuo)(zuo),探索深(shen)(shen)化(hua)(hua)合(he)(he)作(zuo)(zuo)(zuo)新途(tu)徑。強(qiang)(qiang)化(hua)(hua)與(yu)深(shen)(shen)圳科技互鑒,大(da)力支(zhi)持(chi)廣深(shen)(shen)“雙(shuang)城聯(lian)動、比翼雙(shuang)飛”,推動雙(shuang)方(fang)知識(shi)產(chan)權、科技金(jin)融(rong)(rong)等(deng)方(fang)面(mian)(mian)的(de)(de)(de)優(you)勢互補,推動科技聯(lian)合(he)(he)攻關和科技成果(guo)雙(shuang)向轉化(hua)(hua)。對接(jie)(jie)廣州(zhou)金(jin)融(rong)(rong)市(shi)場(chang)拓展(zhan)(zhan)越(yue)秀(xiu)區(qu)(qu)(qu)金(jin)融(rong)(rong)業(ye)(ye)發(fa)展(zhan)(zhan)空間,加快(kuai)推進金(jin)融(rong)(rong)市(shi)場(chang)一體(ti)化(hua)(hua)建(jian)設,提高相互間的(de)(de)(de)支(zhi)持(chi)配合(he)(he)力度,實現(xian)資(zi)源共(gong)享、優(you)勢互補、共(gong)同(tong)發(fa)展(zhan)(zhan)。積極參與(yu)泛珠三(san)角經濟(ji)圈合(he)(he)作(zuo)(zuo)(zuo)進程(cheng),融(rong)(rong)入與(yu)廣州(zhou)國際金(jin)融(rong)(rong)城、廣州(zhou)金(jin)融(rong)(rong)創(chuang)(chuang)新服(fu)(fu)(fu)務(wu)區(qu)(qu)(qu)、南沙現(xian)代(dai)金(jin)融(rong)(rong)服(fu)(fu)(fu)務(wu)區(qu)(qu)(qu)建(jian)設的(de)(de)(de)整體(ti)布局,實現(xian)越(yue)秀(xiu)與(yu)天河區(qu)(qu)(qu)、南沙區(qu)(qu)(qu)等(deng)其他(ta)區(qu)(qu)(qu)的(de)(de)(de)錯位發(fa)展(zhan)(zhan)、合(he)(he)作(zuo)(zuo)(zuo)共(gong)贏。主動接(jie)(jie)受廣東自貿區(qu)(qu)(qu)的(de)(de)(de)輻(fu)射,主動研究和復制自貿區(qu)(qu)(qu)的(de)(de)(de)經驗,把自貿區(qu)(qu)(qu)的(de)(de)(de)溢出(chu)效應,與(yu)越(yue)秀(xiu)的(de)(de)(de)區(qu)(qu)(qu)位、產(chan)業(ye)(ye)及基礎(chu)設施優(you)勢結合(he)(he)起來,強(qiang)(qiang)化(hua)(hua)越(yue)秀(xiu)區(qu)(qu)(qu)與(yu)南沙區(qu)(qu)(qu)的(de)(de)(de)金(jin)融(rong)(rong)產(chan)業(ye)(ye)對接(jie)(jie)和合(he)(he)作(zuo)(zuo)(zuo),將越(yue)秀(xiu)區(qu)(qu)(qu)在人(ren)文旅游、營商環(huan)境、城市(shi)品牌(pai)等(deng)方(fang)面(mian)(mian)的(de)(de)(de)優(you)勢通(tong)過跨區(qu)(qu)(qu)域經營運作(zuo)(zuo)(zuo)的(de)(de)(de)企業(ye)(ye)宣傳出(chu)去,實現(xian)“反(fan)向集聚”。

(六)吸引高端人才

優(you)化(hua)人(ren)(ren)(ren)(ren)才(cai)(cai)引進(jin)機制(zhi),落實廣(guang)州市、越(yue)(yue)秀(xiu)區相(xiang)關金(jin)融(rong)(rong)人(ren)(ren)(ren)(ren)才(cai)(cai)獎勵政策,吸引海內(nei)外高(gao)(gao)(gao)端金(jin)融(rong)(rong)管(guan)理人(ren)(ren)(ren)(ren)才(cai)(cai)到越(yue)(yue)秀(xiu)區工作。鼓勵金(jin)融(rong)(rong)類(lei)機構(gou)引進(jin)境外金(jin)融(rong)(rong)創(chuang)新(xin)型人(ren)(ren)(ren)(ren)才(cai)(cai),特別是(shi)具(ju)備(bei)區塊鏈(lian)、大(da)數據、人(ren)(ren)(ren)(ren)工智能等(deng)金(jin)融(rong)(rong)創(chuang)新(xin)技(ji)術(shu)知識的(de)(de)人(ren)(ren)(ren)(ren)才(cai)(cai),加強越(yue)(yue)秀(xiu)區在跨境客戶(hu)營銷、風險防范和金(jin)融(rong)(rong)監管(guan)等(deng)方(fang)面(mian)的(de)(de)金(jin)融(rong)(rong)科技(ji)創(chuang)新(xin)和金(jin)融(rong)(rong)服(fu)務水(shui)(shui)平。健全完(wan)善創(chuang)新(xin)人(ren)(ren)(ren)(ren)才(cai)(cai)及創(chuang)業(ye)團隊吸引、培(pei)養、使用、流動和激(ji)勵機制(zhi),建(jian)(jian)立(li)(li)金(jin)融(rong)(rong)高(gao)(gao)(gao)端人(ren)(ren)(ren)(ren)才(cai)(cai)儲備(bei)庫,積(ji)極吸引、匯集具(ju)有豐富金(jin)融(rong)(rong)管(guan)理經驗(yan)和高(gao)(gao)(gao)端專業(ye)技(ji)能、在業(ye)界具(ju)有較大(da)影(ying)響力的(de)(de)各類(lei)金(jin)融(rong)(rong)人(ren)(ren)(ren)(ren)才(cai)(cai)。建(jian)(jian)立(li)(li)人(ren)(ren)(ren)(ren)才(cai)(cai)培(pei)訓(xun)體系,采(cai)取引進(jin)與(yu)培(pei)訓(xun)相(xiang)結(jie)合的(de)(de)方(fang)式,通過多種形(xing)式,提(ti)高(gao)(gao)(gao)金(jin)融(rong)(rong)隊伍的(de)(de)整體素質(zhi)。加強與(yu)教育部門(men)和醫療部門(men)的(de)(de)溝(gou)通,重點(dian)解決子女教育和醫療服(fu)務難題,減(jian)少(shao)高(gao)(gao)(gao)端金(jin)融(rong)(rong)人(ren)(ren)(ren)(ren)才(cai)(cai)的(de)(de)后顧之憂。以金(jin)融(rong)(rong)人(ren)(ren)(ren)(ren)才(cai)(cai)公寓配(pei)套(tao)建(jian)(jian)設(she)為依(yi)托,重點(dian)服(fu)務高(gao)(gao)(gao)端金(jin)融(rong)(rong)機構(gou)人(ren)(ren)(ren)(ren)才(cai)(cai),為其提(ti)供方(fang)便舒適的(de)(de)住所及交(jiao)流平臺。建(jian)(jian)立(li)(li)金(jin)融(rong)(rong)人(ren)(ren)(ren)(ren)才(cai)(cai)“雙向交(jiao)流”機制(zhi),政府與(yu)科技(ji)金(jin)融(rong)(rong)、傳(chuan)統金(jin)融(rong)(rong)、類(lei)金(jin)融(rong)(rong)、金(jin)融(rong)(rong)研(yan)究機構(gou)互派干部掛職或進(jin)修(xiu),全面(mian)提(ti)高(gao)(gao)(gao)區內(nei)金(jin)融(rong)(rong)人(ren)(ren)(ren)(ren)才(cai)(cai)隊伍的(de)(de)業(ye)務水(shui)(shui)平和知識水(shui)(shui)平。


附表

廣(guang)州(zhou)市越秀區(qu)金融(rong)業“十(shi)四五”期間重點建設項目一覽表

序號(hao)

項目名(ming)稱

建設(she)內容及規模(mo)

1

一園

海(hai)珠廣(guang)場(chang)文化(hua)金融商務(wu)區與廣(guang)州民間金融街(jie)一體(ti)化(hua)發展

貫徹落(luo)實《廣(guang)(guang)(guang)州市珠江(jiang)北岸(沙面島至海(hai)(hai)(hai)(hai)珠廣(guang)(guang)(guang)場(chang)片區(qu))產業發(fa)展(zhan)規劃(hua)(2020—2025年)》,改造提(ti)(ti)升(sheng)(sheng)海(hai)(hai)(hai)(hai)珠廣(guang)(guang)(guang)場(chang)周邊(bian)環(huan)(huan)境(jing)(jing),結(jie)合(he)全市營商(shang)環(huan)(huan)境(jing)(jing)改革,完善(shan)金(jin)(jin)融(rong)(rong)政策體系,優化(hua)金(jin)(jin)融(rong)(rong)業發(fa)展(zhan)環(huan)(huan)境(jing)(jing),提(ti)(ti)升(sheng)(sheng)招(zhao)商(shang)吸引(yin)(yin)力(li),高質量(liang)完成片區(qu)招(zhao)商(shang)引(yin)(yin)資工(gong)作,力(li)促海(hai)(hai)(hai)(hai)珠廣(guang)(guang)(guang)場(chang)片區(qu)產業轉型升(sheng)(sheng)級(ji),提(ti)(ti)升(sheng)(sheng)片區(qu)發(fa)展(zhan)品質,加快建設海(hai)(hai)(hai)(hai)珠廣(guang)(guang)(guang)場(chang)文化(hua)金(jin)(jin)融(rong)(rong)商(shang)務區(qu),推動海(hai)(hai)(hai)(hai)珠廣(guang)(guang)(guang)場(chang)文化(hua)金(jin)(jin)融(rong)(rong)商(shang)務區(qu)與廣(guang)(guang)(guang)州民(min)間(jian)金(jin)(jin)融(rong)(rong)街一體化(hua)建設發(fa)展(zhan)。

探索創(chuang)建(jian)國家文(wen)(wen)(wen)(wen)化(hua)(hua)(hua)與金(jin)(jin)(jin)(jin)融合作示(shi)范區(qu),充(chong)分挖掘(jue)區(qu)內文(wen)(wen)(wen)(wen)化(hua)(hua)(hua)資源,依托廣州(zhou)民(min)間(jian)金(jin)(jin)(jin)(jin)融街、海珠廣場(chang)文(wen)(wen)(wen)(wen)化(hua)(hua)(hua)金(jin)(jin)(jin)(jin)融商務區(qu),促進“金(jin)(jin)(jin)(jin)融+文(wen)(wen)(wen)(wen)化(hua)(hua)(hua)”深度融合,為(wei)金(jin)(jin)(jin)(jin)融支(zhi)持(chi)文(wen)(wen)(wen)(wen)化(hua)(hua)(hua)產業(ye)開展(zhan)政策創(chuang)新、機制創(chuang)新和產品創(chuang)新。鼓(gu)勵(li)(li)銀行(xing)建(jian)立一批(pi)優秀的(de)(de)文(wen)(wen)(wen)(wen)化(hua)(hua)(hua)金(jin)(jin)(jin)(jin)融專(zhuan)營機構(gou)、特色支(zhi)行(xing),支(zhi)持(chi)發(fa)起(qi)設立文(wen)(wen)(wen)(wen)化(hua)(hua)(hua)銀行(xing)、文(wen)(wen)(wen)(wen)化(hua)(hua)(hua)保險。支(zhi)持(chi)發(fa)展(zhan)文(wen)(wen)(wen)(wen)化(hua)(hua)(hua)類小(xiao)額(e)信(xin)(xin)貸公(gong)司。鼓(gu)勵(li)(li)證券公(gong)司、擔(dan)保公(gong)司、會計師事(shi)務所、資信(xin)(xin)評(ping)估(gu)(gu)機構(gou)等中(zhong)介(jie)機構(gou)為(wei)文(wen)(wen)(wen)(wen)化(hua)(hua)(hua)企(qi)業(ye)在不(bu)同(tong)階段、不(bu)同(tong)規模提供不(bu)同(tong)的(de)(de)服務,重點支(zhi)持(chi)專(zhuan)注(zhu)于文(wen)(wen)(wen)(wen)化(hua)(hua)(hua)產業(ye)的(de)(de)文(wen)(wen)(wen)(wen)化(hua)(hua)(hua)信(xin)(xin)用評(ping)級機構(gou)的(de)(de)發(fa)展(zhan),培育文(wen)(wen)(wen)(wen)化(hua)(hua)(hua)企(qi)業(ye)信(xin)(xin)用評(ping)級權(quan)威機構(gou)。支(zhi)持(chi)文(wen)(wen)(wen)(wen)化(hua)(hua)(hua)產業(ye)無形資產價值(zhi)(zhi)評(ping)估(gu)(gu)機構(gou)的(de)(de)發(fa)展(zhan),培育知識產權(quan)價值(zhi)(zhi)評(ping)估(gu)(gu)權(quan)威機構(gou)。

2

雙區

數字(zi)普惠(hui)金(jin)融監管試(shi)驗(yan)區

利用(yong)科技手段,打(da)造數(shu)(shu)字(zi)監(jian)管(guan)新范本(ben)。利用(yong)區塊(kuai)鏈(lian)(lian)、大數(shu)(shu)據等(deng)信(xin)息技術,打(da)造多功能、數(shu)(shu)字(zi)化(hua)監(jian)管(guan)系統,筑牢監(jian)管(guan)鏈(lian)(lian),帶動風(feng)(feng)控鏈(lian)(lian)、司法鏈(lian)(lian)、征信(xin)鏈(lian)(lian)、服務(wu)鏈(lian)(lian)建設,形成金(jin)融(rong)(rong)(rong)科技“五(wu)鏈(lian)(lian)協同”的科學布局,為(wei)提(ti)升地方(fang)金(jin)融(rong)(rong)(rong)監(jian)管(guan)效能、高效防控金(jin)融(rong)(rong)(rong)風(feng)(feng)險(xian)賦(fu)能助(zhu)力。依(yi)托數(shu)(shu)字(zi)化(hua)監(jian)管(guan)系統,銜(xian)接(jie)政府、企(qi)業、金(jin)融(rong)(rong)(rong)機(ji)構、增信(xin)機(ji)構、數(shu)(shu)據提(ti)供方(fang)等(deng)各參與方(fang),打(da)造數(shu)(shu)字(zi)普(pu)惠金(jin)融(rong)(rong)(rong)綜合(he)服務(wu)平(ping)(ping)臺,為(wei)金(jin)融(rong)(rong)(rong)機(ji)構提(ti)供融(rong)(rong)(rong)資(zi)登記、融(rong)(rong)(rong)資(zi)撮合(he)、不良資(zi)產處(chu)置、合(he)規性(xing)審核、投(tou)資(zi)者適格(ge)審查、數(shu)(shu)據共享平(ping)(ping)臺(貸款查重)、監(jian)管(guan)信(xin)息反饋、提(ti)出監(jian)管(guan)建議等(deng)數(shu)(shu)字(zi)化(hua)、多維度(du)的綜合(he)性(xing)服務(wu),拓寬(kuan)融(rong)(rong)(rong)資(zi)渠道,降低融(rong)(rong)(rong)資(zi)成本(ben)。

3

公(gong)益金融試驗(yan)區

勇(yong)于創(chuang)新先行(xing),探索公(gong)益(yi)(yi)(yi)(yi)(yi)金(jin)(jin)(jin)(jin)融新模式(shi)。加強(qiang)與外部機構(gou)(gou)的(de)(de)溝通與合作,爭取引入(ru)一(yi)批有特色的(de)(de)公(gong)益(yi)(yi)(yi)(yi)(yi)金(jin)(jin)(jin)(jin)融機構(gou)(gou),鼓勵其通過發(fa)放(fang)一(yi)定比例的(de)(de)無(wu)息低息貸款、設立(li)影(ying)響(xiang)力(li)(li)投(tou)資基金(jin)(jin)(jin)(jin)等方(fang)式(shi),凸顯公(gong)益(yi)(yi)(yi)(yi)(yi)性(xing)質(zhi)。采取“1+3”模式(shi)(基金(jin)(jin)(jin)(jin)/信托(tuo)+基金(jin)(jin)(jin)(jin)會(hui)、基金(jin)(jin)(jin)(jin)管理公(gong)司、創(chuang)投(tou)),接受最終(zhong)目(mu)的(de)(de)為支持公(gong)益(yi)(yi)(yi)(yi)(yi)慈(ci)善(shan)事業(ye)(ye)的(de)(de)資金(jin)(jin)(jin)(jin),通過開展影(ying)響(xiang)力(li)(li)投(tou)資商業(ye)(ye)性(xing)活動(dong)進行(xing)資金(jin)(jin)(jin)(jin)的(de)(de)保值增(zeng)值,增(zeng)值部分按實際需要投(tou)入(ru)到公(gong)益(yi)(yi)(yi)(yi)(yi)事業(ye)(ye),構(gou)(gou)建公(gong)益(yi)(yi)(yi)(yi)(yi)金(jin)(jin)(jin)(jin)融可持續發(fa)展生(sheng)態(tai),以商業(ye)(ye)金(jin)(jin)(jin)(jin)融手段反哺公(gong)益(yi)(yi)(yi)(yi)(yi)。依托(tuo)公(gong)益(yi)(yi)(yi)(yi)(yi)金(jin)(jin)(jin)(jin)融項目(mu)路演中(zhong)心,舉辦公(gong)益(yi)(yi)(yi)(yi)(yi)金(jin)(jin)(jin)(jin)融論(lun)壇,推動(dong)成(cheng)立(li)大灣(wan)區公(gong)益(yi)(yi)(yi)(yi)(yi)金(jin)(jin)(jin)(jin)融聯(lian)合會(hui),探索公(gong)益(yi)(yi)(yi)(yi)(yi)金(jin)(jin)(jin)(jin)融發(fa)展的(de)(de)新模式(shi)、新范(fan)本(ben)。

4

四工程

產融示范工程

以(yi)推(tui)進(jin)(jin)國家(jia)產(chan)(chan)融(rong)(rong)合作試點城(cheng)市建(jian)設為(wei)契機(ji),匯集商(shang)業(ye)銀行、小額貸款(kuan)、基金(jin)、商(shang)業(ye)保理、融(rong)(rong)資(zi)擔保、融(rong)(rong)資(zi)租賃等(deng)金(jin)融(rong)(rong)類(lei)機(ji)構(gou)以(yi)及(ji)政府部門的力量,搭建(jian)產(chan)(chan)融(rong)(rong)信息對(dui)接平臺,針對(dui)越秀(xiu)區科(ke)技、醫療、商(shang)貿(mao)、文(wen)化等(deng)特色(se)產(chan)(chan)業(ye),積(ji)極發展供應鏈金(jin)融(rong)(rong)、文(wen)化金(jin)融(rong)(rong)、科(ke)技金(jin)融(rong)(rong)、商(shang)貿(mao)金(jin)融(rong)(rong)等(deng)新(xin)業(ye)態,構(gou)建(jian)獨具特色(se)的產(chan)(chan)業(ye)金(jin)融(rong)(rong)體系。采用線(xian)上(shang)線(xian)下結(jie)合模(mo)式,提升(sheng)產(chan)(chan)融(rong)(rong)信息對(dui)接便捷(jie)化程度,實現產(chan)(chan)業(ye)鏈與(yu)信息鏈、資(zi)金(jin)鏈的無縫連接,促進(jin)(jin)產(chan)(chan)融(rong)(rong)結(jie)合,增進(jin)(jin)產(chan)(chan)融(rong)(rong)交(jiao)流與(yu)合作,為(wei)產(chan)(chan)業(ye)融(rong)(rong)資(zi)提供優質(zhi)高(gao)效(xiao)服務。

5


全國小貸標桿(gan)城市建設(she)工程

重點完善小(xiao)(xiao)貸(dai)(dai)(dai)(dai)行業(ye)管(guan)(guan)理制度、日(ri)常監(jian)管(guan)(guan)制度、監(jian)管(guan)(guan)評級制度、公(gong)司治理制度,推進(jin)小(xiao)(xiao)貸(dai)(dai)(dai)(dai)行業(ye)標準化建(jian)設,提升小(xiao)(xiao)貸(dai)(dai)(dai)(dai)行業(ye)科(ke)技水(shui)平,開展監(jian)管(guan)(guan)沙盒(he)實驗。爭取到(dao)2025年(nian),全區(qu)小(xiao)(xiao)貸(dai)(dai)(dai)(dai)公(gong)司總數超(chao)(chao)100家,貸(dai)(dai)(dai)(dai)款余(yu)額超(chao)(chao)800億(yi)元(yuan)(yuan),年(nian)繳納稅收超(chao)(chao)10億(yi)元(yuan)(yuan),其中(zhong)納稅超(chao)(chao)1000萬(wan)元(yuan)(yuan)的小(xiao)(xiao)貸(dai)(dai)(dai)(dai)公(gong)司數量達到(dao)20家,貢獻金(jin)融業(ye)增加值超(chao)(chao)45億(yi)元(yuan)(yuan);監(jian)管(guan)(guan)評級為(wei)A類以(yi)上企業(ye)占比超(chao)(chao)25%,具有全國影響力的領(ling)軍企業(ye)達到(dao)10家以(yi)上,小(xiao)(xiao)貸(dai)(dai)(dai)(dai)行業(ye)成為(wei)越秀區(qu)金(jin)融業(ye)的重要(yao)增長極。

6

企業上市培育工程

積極落實(shi)(shi)《廣州市(shi)(shi)(shi)加(jia)(jia)快(kuai)推進(jin)企(qi)業(ye)(ye)上市(shi)(shi)(shi)高質量發展“領(ling)頭羊行(xing)動”計劃(2020—2022年)》要求,充分發揮深交所(suo)廣州服(fu)務(wu)基地的平臺優勢,不斷(duan)吸(xi)引律師事務(wu)所(suo)、會計師事務(wu)所(suo)、投資銀行(xing)等(deng)機構聚集越(yue)秀(xiu)區(qu),為企(qi)業(ye)(ye)上市(shi)(shi)(shi)提供一(yi)(yi)站式(shi)服(fu)務(wu)。進(jin)一(yi)(yi)步完善企(qi)業(ye)(ye)上市(shi)(shi)(shi)培育機制,加(jia)(jia)強上市(shi)(shi)(shi)培訓宣傳、跟(gen)蹤服(fu)務(wu)等(deng)工作(zuo),動態更新企(qi)業(ye)(ye)上市(shi)(shi)(shi)后(hou)備庫,對轄區(qu)擬上市(shi)(shi)(shi)企(qi)業(ye)(ye)進(jin)行(xing)重(zhong)點(dian)培育,切實(shi)(shi)解決企(qi)業(ye)(ye)發展和(he)經營過(guo)程(cheng)中存(cun)在的困難和(he)問(wen)題(ti),加(jia)(jia)快(kuai)企(qi)業(ye)(ye)上市(shi)(shi)(shi)步伐。

7

粵港澳(ao)大灣區保險協(xie)同發展工程

發(fa)(fa)揮上海保(bao)交所南方中(zhong)心影(ying)響力(li)、依(yi)托廣(guang)(guang)(guang)(guang)東(dong)(dong)省(sheng)(sheng)保(bao)險(xian)(xian)行(xing)業(ye)協(xie)(xie)會、廣(guang)(guang)(guang)(guang)東(dong)(dong)省(sheng)(sheng)保(bao)險(xian)(xian)中(zhong)介協(xie)(xie)會,在現已形(xing)成(cheng)的中(zhong)英人壽廣(guang)(guang)(guang)(guang)東(dong)(dong)分(fen)公(gong)司、史帶財險(xian)(xian)廣(guang)(guang)(guang)(guang)東(dong)(dong)省(sheng)(sheng)分(fen)公(gong)司、華泰財險(xian)(xian)廣(guang)(guang)(guang)(guang)東(dong)(dong)省(sheng)(sheng)分(fen)公(gong)司、友邦(bang)保(bao)險(xian)(xian)廣(guang)(guang)(guang)(guang)東(dong)(dong)分(fen)公(gong)司區域總部龍頭齊聚的基(ji)礎上,搭(da)建(jian)粵港澳(ao)三(san)地保(bao)險(xian)(xian)業(ye)溝通協(xie)(xie)調發(fa)(fa)展平臺(tai),打造粵港澳(ao)大(da)灣區保(bao)險(xian)(xian)協(xie)(xie)同(tong)發(fa)(fa)展工程,及時(shi)解決三(san)地協(xie)(xie)同(tong)發(fa)(fa)展中(zhong)存在的問題(ti)與矛盾,吸(xi)引更(geng)多保(bao)險(xian)(xian)機構入(ru)駐,形(xing)成(cheng)集聚效應(ying)。



公開方(fang)式: 主動公開

廣州市越秀區人民政府(fu)辦公室秘書科     2021年10月(yue)21日印發





相(xiang)關解讀(du):

關于《廣州市越秀區金融業發展第十四個五年規劃》的政策解讀

【一圖讀懂】《廣州市越秀區金融業發展第十四個五年規劃》

【視頻解讀】《廣州市越秀區金融業發展第十四個五年規劃》






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